Band 6.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.5 · Cambridge IELTS 19 · 2026-11-09

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.5)

Nowadays, there is an ongoing debate about saving of money. It is necessary for people, including younger generation, to save money for their future. People have different opinions regarding this idea. However, I genuinely agree with this statement. This essay will discuss significant reasons and benefits of saving money.

To begin with, one the most important reasons is the pursuing of higher education from abroad. To explain this, many students are currently aiming to study abroad, but due to financial instability they are compromising their dreams. They are currently doing jobs to earn and save money. For example, low or middle class graduated university students can not directly go to abroad for higher education due to low financial situation, so they decide to acquire a high paying jobs, and then they save money to pursue their dreams of studying abroad. However, they can get fully funded scholarships from abroad unviersities but still they must have some basic amount. Therefore, that basic amount would be the saved money for their bright future.

Furthermore, another one of the most prominent reasons is the support at the time of emergencies. Saved amount can be very beneficial at the difficult and urgent situations. For instance, if someone faced a serious accident, illness, or any type of medical emergency, then the saved money will be the blessing for them. Eventually, they can use that fund for their treatment. As a result, in future they can live healthy, peaceful and prosperous life.

In conclusion, there are numerous benefits of saving money. Therefore, I personally believe that saving money is the important factor for all individuals, including younger generation and students. Significantly, student can pursue higher education, and people can deal with emergency conditions.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear from the introduction (“I genuinely agree”) and remains consistent in the conclusion. You address the topic with two relevant reasons: saving can help young people pursue overseas education and can provide a financial buffer during emergencies. The examples about students needing funds despite scholarships and paying for medical treatment make the discussion relevant. This meets the task well, but the two points are not developed equally: the education example is detailed, while the emergency point is mostly asserted, with little explanation of how savings help people beyond paying for treatment. To strengthen the response further, explain the practical benefits and limits of saving, and develop each example with more specific reasoning rather than relying on broad claims such as a “bright future.”

Coherence and Cohesion: Band 6.5

The response has a clear overall structure: an introduction, two body paragraphs presenting separate reasons, and a conclusion that restates your view. Paragraphing supports the progression, and signposts such as “To begin with,” “Furthermore,” and “In conclusion” help readers follow the argument. Some linking is mechanical or repetitive, however, particularly the repeated use of “Therefore” and “As a result.” The relationship between ideas is occasionally less clear: the scholarship sentence begins with “However,” although it adds a qualification rather than a contrast, and “Eventually” does not clearly show the intended consequence. Use a wider range of precise links and make the connection between each example and its main point explicit. This would make the progression feel more natural and less dependent on formulaic transitions.

Lexical Resource: Band 6.0

You use an adequate range of topic vocabulary, including “financial instability,” “higher education,” “scholarships,” “emergencies,” and “treatment.” These choices make the subject clear, and some attempts at more formal phrasing show ambition. However, several word choices and collocations are inaccurate or unnatural, such as “saving of money,” “the pursuing of higher education,” “a high paying jobs,” and “the blessing for them.” There are also spelling errors, including “unviersities,” and some imprecise expressions such as “low financial situation.” These do not prevent understanding, but they limit precision and naturalness. Prefer established combinations such as “save money,” “pursue higher education,” and “financial circumstances,” and check spelling and word forms during revision.

Grammatical Range and Accuracy: Band 6.0

You use a mix of simple and complex sentence forms, including clauses introduced by “but,” “if,” and “although,” and the main ideas remain understandable. Some sentences are controlled, such as “As a result, in future they can live healthy, peaceful and prosperous life.” However, there are several grammatical errors in sentence construction and agreement. For example, “one the most important reasons” is missing a word, “students … can not directly go” has an awkwardly formed clause, and “they decide to acquire a high paying jobs” has a number-agreement problem. The final sentence also shifts from plural “individuals” to singular “student.” Review articles, singular and plural agreement, and sentence patterns, while continuing to use complex clauses. More consistently accurate sentences would improve control without sacrificing range.

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