Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-09

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It is very significant for everyone, specially for the adults to have some amount in their saving for their future. I strongly agree with this statement because it will helpfull to support households and for youngers to support their education.

At some stage adults need some extra money to get admission in the best college or university where they required to spend a massive amount of money on documentations, accommodation and food. All these requirements can be done with the help of cash which they saved for future. Additionally, they required new gadgests such as laptop to incorporate mulpile course, so they can purchase a new generation laptop by using extra money.

Other than adults, everyone, often faced situations where they have to pay excessive amount of money, such as hospital bills. For instance, if any member of your family get ill and by any chanceyou don not have a medical insurance so you are obligated to pay the bills to the hospital, which some times are more than your expectations. At that moment you can used your savings. Moreover, in some backwards countries citizens have to pay a massive amount of money on private education instituions for their children education, here they can utilize this money to pay for educational purpose.

In the final analysis, students can used their savings to sponsor their education as well as other expenses. While, other individuals can faced such consequences where they have to pay numerous amount of money on medical and education which can be done by savings.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear from the opening: “I strongly agree,” and the response gives relevant reasons, especially saving for education and unexpected medical costs. These examples address the statement and show why savings can matter to both young people and other family members. However, the discussion is unevenly developed. The education paragraph lists admission, accommodation, food and a laptop, but does not explain how saving is particularly important for young people or give a specific illustrative example. The medical point is more clearly explained, though the reference to private education in “backwards countries” is broad and not fully connected to the main argument. Develop fewer points with clearer explanation and examples to make the response more complete and persuasive.

Coherence and Cohesion: Band 6.0

The response has a recognisable structure: an introduction, two body paragraphs and a concluding paragraph. The ideas are generally grouped by topic, and signposts such as “Additionally,” “For instance” and “Moreover” help show relationships between points. However, some linking is mechanical, and the conclusion largely repeats the earlier claims rather than drawing them together. The opening body paragraph moves from university costs to laptops without a clear explanation of the connection, while “Other than adults” creates an unclear contrast with the previous paragraph. Some references, such as “this money,” are also not fully precise. Use transitions that express the actual relationship between ideas and make each paragraph’s central point explicit.

Lexical Resource: Band 5.5

You use a range of topic-related vocabulary, including “accommodation,” “medical insurance,” “hospital bills” and “utilize,” so the main ideas are usually understandable. There are also attempts at more formal expressions such as “In the final analysis.” However, inaccurate word choice, spelling and collocation are noticeable and sometimes make the writing less natural: “amount in their saving,” “massive amount of money,” “incorporate multiple course” and “numerous amount of money” are examples. Several words are misspelled, including “gadgests,” “instituions” and “specially.” Aim for precise, natural combinations such as “set aside savings,” “cover tuition and living costs,” and “a substantial sum.” Proofreading spelling and word forms would improve clarity.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and complex sentences, including a conditional example beginning “if any member of your family…” and clauses introduced by “where” and “which.” This shows some range, and the overall meaning can generally be followed. However, errors in verb forms, agreement, articles and sentence construction occur across the response. For example, “they required” should be “they may need,” “if any member … get ill” needs “gets ill,” and “you can used” should be “you can use.” The final paragraph also has faulty forms in “students can used” and “individuals can faced.” Some punctuation around “While” is incorrect. Practise accurate conditional sentences and modal verb patterns, then check subject–verb agreement and verb forms.

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