Band 6.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.5 · Cambridge IELTS 19 · 2026-11-09

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.5)

Some argue that all people especially the youth should save money for their later life. I completely agree with this notion, because the amount saved provides security, serve as a means to get higher education abroad and improve their living standard.

The savings a person make at a younger age helps in the future when a person gets old. Young people are more energetic and productive. They do jobs even part time jobs to earn more and support themselves. But with ageing, people health tends to deteriorate, they no longer could perform their job efficienlty. At such an age when people have to lookafter themselve and their family, they need a support system. In order to have financial security, youth needs to save money for their future life.

Additionally, most of the younger generation dreams of studying abroad for their higher studies. They can achieve their goals only when they have enough bankbalance to support their studies and at the same time their dailylife expenses in a new country. Savings made by the youth is an investement they do for pursuing a degree abroad. This inturn provides an opportunity to improve their living standards. For example, most of the people after finishing their studies apply for jobs there. These jobs often pay a handsome amount of salary, which they can spent for different purposes such as to buy a house, a car, invest in a startup or even go on a trip.

In conclusion, I strongly agree with this statement because saving today is an investment in tommorrow. Not only interms of a security for health but also an option to fulfill ones dream of going to a foreign country for studies and improving their standard of living.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear from the introduction—“I completely agree”—and remains consistent in the conclusion. You give relevant reasons, explaining that savings can provide security as people age and help young people fund overseas study, with a further link to improved living standards. These points address the task and are supported with some explanation and an example of possible employment and spending after graduation. However, the discussion is uneven: the security point is quite general, while the study-abroad argument receives more detail. The example also assumes that graduates will find well-paid jobs abroad without explaining this link. To strengthen the response, develop the reasons more evenly and use a more specific example to show how saving benefits people’s future.

Coherence and Cohesion: Band 6.5

The response has a clear overall structure: an introduction, two body paragraphs presenting separate reasons, and a conclusion. The progression from financial security to education and living standards is easy to follow, and signposts such as “Additionally” and “In conclusion” help identify the stages of the argument. Some connections, however, feel mechanical, and the second body paragraph moves quickly from study costs to jobs, salary, and lifestyle purchases. The reference in “These jobs” is understandable, but the relationship between overseas study and securing such employment could be made more explicit. Use linking language that shows cause and effect, and organise the second paragraph so each step in the argument is clearly connected.

Lexical Resource: Band 6.0

You use an adequate range of vocabulary for the topic, including “financial security,” “living standards,” “pursuing a degree,” and “investment.” These choices help communicate the main ideas, and the meaning is generally clear. However, some word choices and collocations are inaccurate or informal, such as “a handsome amount of salary,” “bankbalance,” and “daily life expenses.” There are also spelling and word-form errors, including “investement,” “tomorrow,” and “fulfill ones dream,” which reduce precision. Aim for more natural academic phrasing and check compound words, spelling, and possessives. More precise vocabulary would make the argument sound more controlled without requiring unnecessarily complex expressions.

Grammatical Range and Accuracy: Band 6.0

You use a mix of simple and complex sentence forms, including a conditional structure in “when people have to look after themselves and their family” and a relative clause in “jobs, which they can spend…”. The main ideas remain understandable, but some grammatical errors occur across the response. Examples include subject–verb agreement in “The savings a person make” and “the amount saved provides security, serve,” as well as verb-form errors in “they no longer could perform” and “they can spent.” Articles, plurals, and possessives also need attention, as in “a support system” and “ones dream.” Review agreement and verb forms, and proofread sentence endings and punctuation. Greater accuracy across these structures would make your reasoning easier to read.

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