Band 4.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 4.5 · Cambridge IELTS 19 · 2026-11-10

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 4.5)

Nowadays, save money fore thier future has becom an increasingly important and

conclusion

widly disscused iusse in the all world . its very important for future .

First of all it is very important for every one especially for young people . Save money is very important for young people because its help in future plans and bulid own business. when genze bulided own business they enjoyed life . Money is becoming significant day by day .

in addiontion it is very important for every ages . Nowadays ,money is a power of men.

Due to money we are buying every bassic needs of life .

Another way it has many negative aspects . we are becoming lazy and lethargy . we used mony in useless things. Hence we used money in positive way .

Boths has postive and negative aspects.

In my opinion , save money is very important and significant for every one , especially , young people. who benefit for future plans .

conclusion, both has some prose and cons.

prose are much more then cons .

AI examiner evaluation

Task Achievement / Task Response: Band 4.5

You give a clear overall view that saving is important, especially for young people, and mention relevant reasons such as future plans, starting a business, and meeting basic needs. However, these points are mostly asserted rather than explained or supported with a specific example, and the discussion of negative aspects—such as becoming lazy or spending money on useless things—is unclear and not connected convincingly to the question. The conclusion also introduces “pros and cons” without resolving how they affect your position. The response is 180 words, below the required 250, so there is not enough development to address the task fully. Explain each main reason and support it with a relevant example.

Coherence and Cohesion: Band 4.5

There is a basic attempt to organise the response: you introduce the topic, give reasons, mention disadvantages, and state your opinion. Linking phrases such as “First of all,” “In addition,” and “In my opinion” help signal these stages. However, the ideas do not progress clearly, and several points appear without a clear connection—for example, “we are becoming lazy” follows the discussion of money’s importance without explaining the relationship. Paragraphing is absent, and the repeated references to positive and negative aspects make the conclusion feel inconsistent. Use separate paragraphs for your position, supporting reasons, and any counterargument, and make each sentence clearly develop the point before moving on.

Lexical Resource: Band 4.5

Your vocabulary is basic and repetitive, with frequent reliance on “important,” “money,” and “future.” Some topic-relevant expressions, including “future plans,” “own business,” and “basic needs,” communicate the general subject, but several word choices and spelling errors make the message harder to follow. Examples include “genze,” “bassic,” “prose,” and “disscused”; “money is a power of men” is also an unclear expression. Aim to use accurate, natural phrases rather than repeating general terms. For instance, you could describe saving as providing “financial security” or helping young people “fund long-term goals.” Proofread spelling and check collocations so your intended meaning is clear.

Grammatical Range and Accuracy: Band 4.5

The response relies mainly on short, simple statements, with little variety in sentence structure. Frequent errors in verb forms, sentence construction, articles, and punctuation sometimes make the meaning difficult to interpret. For example, “Save money is very important” needs a gerund subject, while “its help in future plans” has an incorrect verb form and unclear pronoun use. The fragment “who benefit for future plans” does not form a complete sentence, and “conclusion, both has some prose and cons” lacks a clear grammatical structure. Practise building complete sentences with a subject and verb, and use simple linking clauses accurately before attempting more complex structures. Check agreement and sentence boundaries during proofreading.

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