Band 4.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 4.5 · Cambridge IELTS 19 · 2026-11-10

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 4.5)

Important for everyone,including young people, to save money for their future.

My point of view everyone ,included young man people to save money for future.

Some people to save money for future and some one not save money for future most of the people are not save money but some are try to save money many people are poor many financial problem to not save money but most people are financial strong but not mind set to save money for future and people are financial strong and try to save money for future.

I am agree with this statement to save money for future including young people.

Reason to save money for future.

According to me main reason to people save money for future some time many people are involved in serious problem and not money no solution in the problem needed some money people are current situation financial are poor money not save to solve this problem.

Another reason save money for future some people some incidents, admit in hospital in the time some drugs are very expensive at the time money was not big problem not solution to solve this problem need money problem are very serious money very needed then problem solve.

To save money for future and phase the some problem and solve to easy life at the time money is avail people make the solution easy and move the next money are not avail big problem some time many big incident in future very serious are very big choice save money for future.

AI examiner evaluation

Task Achievement / Task Response: Band 5.0

You state a clear overall view in “I am agree with this statement” and give relevant reasons: savings can help with serious problems and expensive hospital treatment. These examples address the topic, but the response only partially develops the argument. The opening repeats the prompt rather than introducing a developed position, and the discussion of financial hardship is difficult to follow; there is little explanation of why young people in particular should save or how they could do so. The response also contains 247 words, below the required 250; the 12 words copied from the prompt were not counted. Develop each reason with a clear explanation or specific example, and complete the minimum length.

Coherence and Cohesion: Band 4.5

There is some basic organisation: you give an opening view, then introduce reasons with “Another reason,” and finish by returning to the importance of saving. This gives the reader a general sense of the response’s direction. However, ideas do not progress clearly within paragraphs, and several points are repeated, especially that people may have financial problems and need money. Long strings of ideas, such as the opening paragraph beginning “Some people to save money,” make relationships between claims hard to follow. Use separate paragraphs for your position, each reason, and the conclusion; then connect each claim to its explanation with clear, accurate linking phrases rather than repeating the same point.

Lexical Resource: Band 4.5

Your vocabulary is sufficient to communicate the central topic, with repeated use of relevant terms such as “save money,” “future,” “financial,” and “problem.” You also refer to a concrete context, “admit in hospital,” to illustrate unexpected costs. However, the range is limited and repetition is frequent, while several word combinations are unclear or unnatural, including “financial strong,” “not mind set to save,” and “big incident.” These choices sometimes make the intended meaning difficult to identify. Build a wider set of topic-specific expressions and check collocations: for example, use “financially secure,” “reluctant to save,” and “unexpected emergency.” Aim to express each idea precisely instead of relying repeatedly on “problem” and “money.”

Grammatical Range and Accuracy: Band 4.5

You attempt to express a position and give reasons, but the response relies mainly on simple or incomplete sentence patterns, and errors are frequent enough to make some sentences difficult to understand. For example, “My point of view everyone” lacks a complete grammatical structure, while “most of the people are not save money” has an incorrect verb form. In “some people are involved in serious problem and not money no solution,” the relationships between clauses are not grammatically clear. Practise forming complete sentences with a subject and verb, and use accurate verb patterns such as “people do not save” or “people try to save.” Then combine ideas using controlled clauses, checking articles, agreement, and punctuation.

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