Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-10

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It has become a compulsory part that young ones and adults should save some amount of money for their future so may that they could meet their needs. I am totally agree with this statement that they should try to save something financially. I will describe my opinion according to my personal experiences with examples.

Now-a-days, it is inevitable fact that it is a very alarming situation that people are following up new brands or products in markets. In this regard they do not save money and spoil their whole savings in minutes in extra expenditures. At last, this reflects negative and bad impact upon their lives in future.

In addition, those who stay busy in shopping or in entertainment something they never save money, because money is everything. Moreover, you can tackle hundreds of problems if you have saved some amount of money.

On the other hand, those people who save money from their monthly salaries or other part times jobs on hourly basis they never face difficulties in their life. Nevetheless, they try to deminish the miserable conditions of their day to day life routines. Correspondingly, saving money counts a lot in upcoming steps of life.

Moreover, both of young ones, teenagers or adults warmly try to focus on saving in Rupees, Euros or Dollars annually or even though monthly. Hence, such people could find out extra oppurtunities in the following years and also could meet the health issues at emergencies.

To recapitulate, it is really very important for everybody from young to adults or older ones to meet the need of the family, friends and relatives. To sum up, to make social relationshipsm more stable and consistant, money is just a major key at all. I am strongly agree that everybody shoud try to save money for the sake of hindrance about future.

AI examiner evaluation

CriterionBand
Task Achievement / Task Response6.0
Coherence and Cohesion6.0
Lexical Resource5.0
Grammatical Range and Accuracy5.0
Overall5.5

Task Achievement / Task Response: Band 6.0

Your position is clear: you strongly agree that people of all ages should save, and you give relevant reasons, including avoiding excessive spending and being prepared for health emergencies. These points address the question, and the reference to saving from salaries or part-time work adds some practical context. However, several claims remain general—for example, “money is everything” and that savers “never face difficulties”—and the examples are not developed enough to show how saving helps in a specific situation. The conclusion also shifts toward money supporting social relationships, which is less directly connected to saving for the future. Develop two main reasons with clearer explanations or a concrete example to make the response more fully supported.

Coherence and Cohesion: Band 6.0

The response has a recognisable structure, with an introduction, separate body paragraphs and a conclusion, and the ideas generally remain focused on saving. Linking expressions such as “In addition,” “On the other hand,” and “Moreover” help signal movement between points. However, some transitions are mechanical or do not express the relationship accurately: “On the other hand” introduces another supporting point rather than a contrasting view, and “Nevertheless” does not clearly connect the ideas around it. Several sentences also repeat the general claim that saving is important without advancing the argument, while the final paragraph introduces social relationships abruptly. Use fewer, more precise connectors and organise each body paragraph around one reason, followed by explanation and an example.

Lexical Resource: Band 5.0

You use a range of topic-related vocabulary, including “monthly salaries,” “extra expenditures,” “emergencies,” and “upcoming steps of life,” and the reader can generally understand your intended meaning. There are also attempts to use less common expressions, but several are inaccurate or unnatural, such as “compulsory part,” “following up new brands,” “diminish the miserable conditions,” and “hindrance about future.” Spelling errors such as “oppurtunities,” “consistant,” and “shoud” further reduce accuracy. These choices sometimes make the message difficult to interpret, particularly in the conclusion. Aim for natural collocations and check spelling; for instance, say “set aside money,” “keep up with new brands,” and “prepare for future difficulties.”

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and longer sentence forms, including clauses introduced by “because” and “if,” and the overall message is usually understandable. However, errors in sentence construction and verb forms occur across the response. Examples include “I am totally agree” and “I am strongly agree,” where the verb pattern is incorrect, and “so may that they could meet their needs,” which does not form a clear clause. The sentence beginning “those who stay busy in shopping” also has an unclear structure, while “both of young ones, teenagers or adults” shows problems with determiners and coordination. Practise accurate subject–verb patterns and build complex sentences around a clear main clause. Proofreading for articles, agreement and punctuation would also improve control.

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