Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-10

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Nowadyas, saving money is very important for every people especially containing young generation for their future.I mostly agree with this statement, but also have reservation and in this essay, I will support my opinion with example.

Firstly, developnig buisnesses in their future.For instance; if we save money today then it can be very helpful for them in future like if someone wants to start new buisness in future it can be very helpful. These buisnesses can be in very forms such as generating a new educational institutions, making hospitals, developing new supermarkets and creaturing the petrol pumps for the purpose of buisness.If we save money in this time then we can use this into producing a buisnesses and we cannot face any problem in future.Another reason,why i agree with this statement is that use money in critical situations.Take as example, i strongly believe that this saved money will be very beneficial for us in coming time because if we face problems in future like illness then we can use saved money for the treatment of disease.So,if we dont save money in this time the we can face financial problems in the time of illness in future.

One more thing that reason behind my agreed of this statement is that young people pay their universities fee.For example;if young people face financially problems in future then they use their saved money in paying fee of their acedmic institutions.

All things considered, it is a common belief that it is very important for everyone, including young people, to save money for their future and my view is that the developing buisnesses, facing financial problems and paying fee.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

Your position is broadly clear: you mostly agree that saving is important, and you give relevant reasons involving starting a business, paying for medical treatment, and university fees. These points address the topic, but they are only partly developed. The business paragraph lists possible ventures, for example hospitals and supermarkets, without explaining how saving specifically helps young people establish them. The university-fee point is brief and lacks a supporting example. Your conclusion repeats the reasons but does not clearly restate the extent of your agreement; the opening mention of a reservation is also not explained. To strengthen the response, clarify that reservation and develop each reason with a specific explanation or example. The length requirement is met; 12 words copied from the task prompt were not counted.

Coherence and Cohesion: Band 5.5

The response has an identifiable introduction, body paragraphs and conclusion, and the reasons are generally presented in a sensible order. Linking expressions such as “Firstly,” “Another reason,” and “All things considered” help signal the stages of the argument. However, progression within paragraphs is sometimes difficult to follow: the first body paragraph moves from business ideas to emergencies, while the final reason about university fees is separated into a very short paragraph. Several transitions are repetitive or awkward, and long sentences run several ideas together. Group each main reason in its own paragraph, use clearer links between explanation and example, and make the conclusion synthesise the argument rather than list topics. This would make the overall organisation easier to follow.

Lexical Resource: Band 5.0

You use some topic-relevant vocabulary, including “saved money,” “critical situations,” “treatment,” and “financial problems,” so the reader can understand the main ideas. However, the range is limited and several spelling, word-form and collocation errors make the writing less clear or natural. Examples include “buisnesses,” “developnig,” “creaturing,” and “paying fee”; phrases such as “in very forms” and “my agreed of this statement” are also difficult to interpret. Repetition of “future,” “helpful,” and “save money” limits precision. Build a small set of accurate expressions for savings, emergencies and education, and check spelling and natural word combinations. More precise vocabulary would help you explain your reasons without repeating the same general terms.

Grammatical Range and Accuracy: Band 5.0

You attempt to connect ideas with clauses using “if” and “because,” as in “if we save money today then it can be very helpful” and “because if we face problems in future like illness.” This shows an effort to use more than simple sentences. However, the range is limited, and many sentences contain errors in sentence structure, agreement, articles, or punctuation that can make the meaning harder to follow. For example, “Firstly, developing businesses in their future” is a fragment, while “we can use this into producing a businesses” has an unclear grammatical pattern. The final sentence also lacks a complete, clear structure. Practise writing complete sentences with one main idea, then check verb forms, singular/plural agreement, articles and sentence boundaries.

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