Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-10

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It is very important that, not only the older person but also the younger person should save their mony for there better future. I completely agree with this note. By saving some money from our income we can make bunch of mony at future.

It is not so diffucult for anyone to save a limited amount of money save every day for there furure for emargency or any thing. If we get turget to save only 10 dolar per day we may kan save bunch of money to the future.

When I was in school, I used to took money from my father and my father always gave me 5 dollar for my tiffen or other things. From that dollar I alway tried to save 2 dollar at the result after finished my school I found 500$ in my hand.

On the other hand, last week I met with a daily labour and got a chance to have achit chat with him. During that chit chat, he told me that he always tried to save a amount from his daily income for this daughter treatment. He was doing this from last 7 months. Finally he managed to gather a handsome amount of money for treatment his daughter. If he would started this saving from his erly stage of income he should not wait so long for his daughter treatment.

In conclution, earning money is very good but without saving those income will not be bleassing for emargency moment or on a spasific moment.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear from the opening: “I completely agree,” and you stay focused on the value of saving for future needs. The school-money example and the labourer saving for his daughter’s treatment are relevant, concrete support, and the conclusion returns to the central point. This meets the task well, with some elements developed more fully than others. However, the response mainly explains that small savings accumulate; it gives less attention to why saving matters specifically for young people or to possible limits, such as low income or essential expenses. The final example also suggests that starting earlier would help, but this point could be explained more explicitly. Develop these aspects and connect each example more directly to your argument.

Coherence and Cohesion: Band 6.0

The response has a recognisable overall structure: an introduction, separate paragraphs for reasons and examples, and a conclusion. The examples generally follow the point being made, and phrases such as “On the other hand” and “In conclusion” signal transitions. However, “On the other hand” introduces another supporting example rather than a contrasting idea, so the relationship between paragraphs is not always accurately signposted. Some links are also unclear, particularly “at the result after finished my school,” which makes the sequence in the school example difficult to follow. Use simpler, more precise transitions and make the connection between each claim and its example explicit. A clearer topic sentence for each body paragraph would strengthen progression.

Lexical Resource: Band 5.0

You use a small range of relevant vocabulary, including “save,” “income,” “emergency,” and “treatment,” which allows the reader to understand the main ideas. There are also attempts at more specific expressions, such as “daily labour” and “a handsome amount,” though some combinations are unnatural or imprecise. Noticeable spelling errors—“mony,” “diffucult,” “furure,” and “conclution”—and word-choice problems such as “make bunch of money” and “save a amount” reduce accuracy and can slow the reader. Build a reliable set of phrases for discussing personal finance, and check spelling and collocations carefully. More precise wording would help you express the same ideas without relying so heavily on “save” and “money.”

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more extended sentences, including conditional forms such as “If we get target to save only 10 dollar per day…” and a relative clause in “a daily labour and got a chance to have…” However, control is inconsistent, and several sentence patterns are faulty. For example, “I used to took money” should use the base verb after “used to,” while “he always tried to save a amount” has an article error. The sentence beginning “If he would started…” also has an incorrect conditional structure, and “for treatment his daughter” lacks a grammatical link between the treatment and its recipient. Practise accurate past-tense narration and conditional forms, and check articles and sentence boundaries. Greater control of these patterns would make your meaning easier to follow.

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