Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-10

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Introduction, It is very significant for every individual to save moeny for their future including young people, i strongly agree with that statement, if young pupils saves money, they become more independent and take financial decision own their own.

In todays faced paced world, money play a crucial role in individuals life.

Money provide us a wide range of facilities. For instance, individual can access well known university where they can study through digital tools and advance technology. Moreover, money provide better health services and great lifestyle. In addition, parents should encourage their children for saving money for thier future it will be help them throughout their lives.

Rescuing money for young peoples sometimes it will be difficult, they havet to learn how to manage their money. Because nowdays everything are expensive, it is hard for people to save money. However, they have to kill their needs and wants sometimes, for example: if someone want to buy a smartphone unnecessary without think of its outcome, so i think they have to think about their future before buy anything. On the other hand, Because of low paying job, some people cant save money. People conserving money if they are economising and frugality. People should put money aside for emergencies. If government focus on conserving natural resources, help induvidual for their future.

To conclude, young people should develop good financail habit from an early age because young adults often face several financial chellenges when starting their career. I belive that, the next generation should protecting money for their future because they play a significant role in economic development.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you strongly agree that young people should save, and you give relevant reasons, including greater independence, preparing for emergencies, and facing financial challenges when starting a career. The smartphone example also illustrates the need to consider future priorities before spending. However, some points are only briefly stated or become unclear. For example, the discussion of university access and health services does not explain directly how saving enables these benefits, while the reference to government conserving natural resources is not clearly connected to personal savings. Develop each main reason with a clearer explanation or a specific example, and keep the focus consistently on why saving matters for individuals’ futures.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure, with an introduction, supporting paragraphs and a conclusion, and the ideas generally relate to the topic. You also use linking expressions such as “Moreover,” “In addition,” and “However.” At times, though, progression is difficult to follow because several points are crowded together, and some connections are unclear. The sentence beginning “If government focus on conserving natural resources” shifts away from the discussion of personal saving, while “Because nowdays everything are expensive” is not smoothly connected to the preceding sentence. Organise each body paragraph around one main reason, use clear topic sentences, and make references such as “they” unambiguous. This would make the overall argument easier to follow.

Lexical Resource: Band 5.5

You use a range of topic-related vocabulary, including “independent,” “financial decision,” “emergencies,” and “economic development,” and you attempt less common terms such as “economising” and “frugality.” However, inaccurate word choice, collocation and spelling are noticeable and sometimes make meaning less clear. “Rescuing money” does not express saving, and “kill their needs and wants” is not a natural way to describe reducing spending. There are also repeated forms such as “money provide” and misspellings including “moeny” and “financail.” Choose familiar, precise expressions before attempting more advanced vocabulary, and check spelling and collocations carefully. More accurate phrasing would help your ideas sound clearer and more natural.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentence forms, including a conditional idea about saving and a sentence beginning “Because of low paying job.” However, control is uneven, and errors in agreement, verb forms, sentence boundaries and punctuation sometimes make the reader work to understand the meaning. For example, “young pupils saves” has a subject–verb agreement problem, and “money play” and “Money provide” also need agreement. The opening is a run-on sentence, while “I believe that, the next generation should protecting money” has an incorrect verb form and unnecessary punctuation. Practise building accurate sentences with one main clause at a time, then add subordinate clauses, checking agreement and verb patterns before using them.

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