Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-11

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Nowadays, money is essential part of of life. Some individual think money is crucial for everyone, including young people, to save money for their future. I totally agree with this statement, because saving money for bright future is very significant part of life.

On the one hand, there are many reasons why i believe saving money for bright future. Once possible reason is that, up coming life whin anyone need medical treatment or anything that time they didn't found any money some one. However, if everyone saving money than anytime they using collected money for bad situationl. For example, last year my one of the close friends death for cancer, that time this person didn't enough money for better treatment. Also upcoming world is very difficult i think, everyone should be important saving money for future.

Furthermore, saving money are several advantages such as anytime you need money imediatley you found. In addition, every younger have one dream, in the future will be built a own beautiful house and also trip another country for better life. For instance, my negibour "Haroun" save money when he was child, after that when he mature he satelt another country. That's why i understand saving money for better life. I believe that money saving is very important for upcoming better life.

In conclusion, although money earn hard, but then it's big part of life if you work hard then it's easy. I truely believe everyone, child to younger should be saving money for completing dream also bright future.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

Your position is clear: you totally agree that people, including young people, should save for the future. You give relevant reasons, especially the need to pay for medical treatment and the possibility of achieving goals such as buying a house or travelling. The examples about your friend and neighbour help make these points more concrete. However, several ideas are only briefly explained, and the medical example is difficult to follow, so the reader cannot fully understand how it supports your argument. The conclusion repeats your view but does not add a developed final point. The response contains 243 words, which is 7 words below the 250-word minimum; the 11 words copied from the prompt are not counted. Develop your reasons more clearly and meet the required length.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure: an introduction, two body paragraphs and a conclusion. Paragraphs generally group related points, and linking expressions such as “Furthermore,” “For instance” and “In conclusion” help signal movement between ideas. However, progression within the body paragraphs is sometimes difficult to follow. For example, the sentence about not finding money for medical treatment is followed by an unclear contrast beginning “However,” and the connection between the cancer example and the general claim about the future is not fully explained. Some transitions also feel mechanical, while repeated references to “saving money” and “future” make the writing less cohesive. Use clearer links between each reason and its example, and make pronoun references explicit so readers can follow who is being discussed.

Lexical Resource: Band 5.0

You use a limited but relevant range of vocabulary to discuss saving, medical costs and future plans. Phrases such as “medical treatment,” “collected money” and “beautiful house” show that you can communicate the main topic, and examples make your meaning partly clear. However, vocabulary is often repetitive, particularly “money,” “future” and “saving,” and several word choices or collocations are inaccurate or unclear, such as “bright future,” “bad situationl” and “satelt another country.” Spelling errors, including “imediatley,” “negibour” and “truely,” also make the response less fluent to read. Build a wider set of accurate expressions for financial planning and life goals, and check spelling and collocations before submitting.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple sentences and longer structures, including a conditional idea (“if everyone saving money…”) and a relative clause (“when he was child”). This shows an effort to vary sentence forms, but many attempts are not controlled, and frequent errors sometimes make the intended meaning difficult to understand. Examples include “money is essential part,” “saving money are several advantages,” and “everyone should be important saving money.” Verb forms and agreement also need attention, as in “they didn't found” and “everyone saving money.” Articles and sentence boundaries are inconsistent, and the opening repeats “of.” Practise building accurate basic sentences first, then add subordinate clauses while checking subject–verb agreement, tense, articles and punctuation.

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