Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-11

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

The significant factor which can change the future of youth, is to teach them about finance. Today's third world countries are suffering from huge inflation and unemployempent. It is necessary for young one's to have habit of saving money as well other resources. I strongly agree that safeguarding the accounts has positive benifits in the upcoming times.

In underdeveloped economy it is important for the adults to save money for their life since childhood. The primary responsibility of parents and teacher is to teach them economics because weak finance will make their future blurr. Resource utilization is the need of sustainable society. If a child learned the technics of saving money, he will be a future asset for the country. Although, some people contend that we do not have to put these responsibilties on the kids by force. However according to my point of view if some one is not able to manage his pocket since young age. Then he will no be able to successfully pursue his carrer in government department. A spend threft cannot save the nation from financail destruction.

Conversely, wealthy nations have more resources for instance, Germany, Italy and other europian countries supports their youth by giving them allowances if they are unemployed. While in undeveloped countries cannot bear these extra burdens on the economy so, it is compulsory for the adults to have their amount of money and resources to secure own future. If they face unemployement.

In conclusion, I firmly believe that Keeping the safe and avioding the unnecessary expenditure will have positive impact in life. Money is the key to compete with scio-economic structure in modern world.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

Your position is clear: you strongly agree that young people should learn to save, and you give relevant reasons involving financial management, unemployment and future security. The discussion of parents and teachers teaching financial skills is pertinent, as is the contrast with countries that provide allowances. However, the response only partly develops the task. It focuses at times on teaching finance and national economic conditions rather than explaining directly why saving is important for everyone, including young people. The claim that a young person who cannot manage pocket money will be unable to pursue a government career is unclear and unsupported. Develop a few reasons with specific explanations or examples, and keep each paragraph closely tied to the question.

Coherence and Cohesion: Band 5.5

The response has an introduction, body paragraphs and a conclusion, and signposts such as “Although,” “Conversely” and “In conclusion” show an attempt to guide the reader. However, the overall progression is not consistently clear: the discussion moves from teaching children, to government careers, to wealthy countries’ allowances, without fully explaining how each point supports the central argument. Some linking is mechanical or inaccurate, and the sentence “While in undeveloped countries cannot bear these extra burdens” lacks a clear subject. The final phrase “If they face unemployment” is also left as a fragment. Organise each body paragraph around one main reason, then use clear references and complete linking sentences to show how the example supports it.

Lexical Resource: Band 5.5

You attempt a range of topic-related vocabulary, including “inflation,” “sustainable society,” “resource utilization” and “financial destruction,” which helps establish the subject. However, control is uneven: several expressions are inaccurate or unnatural, such as “safeguarding the accounts,” “weak finance” and “a spend threft.” Spelling errors—including “unemployempent,” “benifits” and “europian”—are noticeable and sometimes make the reader pause. Some wording is also too broad, for example “money is the key to compete with scio-economic structure.” Aim for precise, natural collocations and check spelling carefully. Using familiar vocabulary accurately to explain saving, budgeting and financial security would make your argument clearer than relying on ambitious but unclear phrases.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentence forms, including a concession beginning “Although, some people contend…” and a conditional sentence about learning to save. However, complex structures are often faulty, and errors occur frequently enough to make some relationships difficult to follow. For example, “In underdeveloped economy” is missing an article, while “If a child learned … he will be” shifts tense inconsistently. The sentence beginning “While in undeveloped countries” is incomplete, and “If they face unemployment” is a fragment. There are also problems with agreement and sentence boundaries, as in “Germany, Italy and other … countries supports.” Practise complete sentences, consistent verb forms and accurate subject–verb agreement before adding more complex clauses.

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