Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-11

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

In this era of modernity, money is an essential asset for every person. Without money we can not take any forward step. From my perspective, I firmly agree with the view and my stance will be elaborated in the following paragraphs with an appropriate conclusion.

To support my agreement with the given statement, I strongly believe that money is one of the primary reason to make a person happy. If someone have enough amount of money they can affort to do anything they want, without thinking twice. For example, if you see an expensive car in a shop and you want to buy this for your mother or someone special, you can buy without any doubt. So, for this to happen we should not only earn but also save money.

Discussing another supporting argument in favor of this statement, it is evident that saving money is easier for adult than for younger generation. This is mainly because, they usually do not have any massive source of income and they generally save money from their pocket money. As a result, they can not purchase anything they want. However, their are some young people who got involved in several illegal and unnecessary stuff like smoking. So, they spent their most of the money in those activities. Consequentlyl, their hand got empty when need. Additionally, everyone should have some savings for emergency situations. For example, someone from your family got a sudden medical emergency, so in this moment the money can save the life.

In conclusion, saving money for the future is a very important habit to have. Therefore, we should try to save as money as we can, because at the end money is becoming everything nowadays.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear from the introduction: “I firmly agree,” and the conclusion restates the importance of saving. You give relevant reasons, including saving to afford future purchases and having funds for a family medical emergency. These examples show a response to the topic, but the discussion does not fully develop the central idea of saving for one’s future: the expensive-car example focuses more on buying something for another person than on long-term financial security. The point about young people’s limited income is relevant, but its connection to why they should save could be explained more clearly. Develop each reason with a fuller explanation of how saving benefits people over time, and keep examples closely tied to the question.

Coherence and Cohesion: Band 6.0

The response has a recognisable structure, with an introduction, two body paragraphs and a conclusion, and the ideas generally move from reasons for saving to a final recommendation. Linking phrases such as “For example,” “As a result” and “In conclusion” help signal relationships between points. However, some transitions feel formulaic, particularly “Discussing another supporting argument in favor of this statement,” and the second body paragraph combines young people’s spending habits with emergency savings without a clear connection between them. References such as “they” and “this moment” are not always precise. Use simpler, more natural transitions and organise each paragraph around one main reason, explaining how each supporting example relates to it.

Lexical Resource: Band 5.0

You use enough topic-related vocabulary to communicate your main ideas, including “save money,” “source of income,” “pocket money” and “emergency situations.” There are also attempts at more formal phrasing, such as “primary reason” and “supporting argument.” However, the range is limited and several word-choice, collocation and spelling errors make the writing less natural: “affort,” “their are,” “Consequentlyl,” and “their hand got empty” are noticeable examples. Phrases such as “money is becoming everything” are also imprecise. Aim for accurate, natural combinations rather than formal-sounding expressions, and check spelling carefully. More precise terms for financial security and future planning would help you express your ideas with greater clarity.

Grammatical Range and Accuracy: Band 5.5

You attempt both simple and complex sentences, including conditional forms such as “If someone have enough amount of money…” and a subordinate clause beginning “because at the end…”. This gives the response some structural variety, and the overall meaning is usually understandable. However, some errors in agreement, verb forms, articles and sentence construction remain. For example, “someone have” should use a singular verb, while “they usually do not have” shifts between singular and plural reference. The sentence beginning “For example, someone from your family got a sudden medical emergency” also has an awkward grammatical structure. Work on subject–verb agreement and consistent pronoun reference, and revise longer sentences to ensure their clauses fit together accurately.

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