Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-11

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It is crucial for everyone , including young individuals to save funds for their upcoming future. Although some people opposing this view , I completely agree with the statement.

One of the main reasons for my approval to this statement is because of helpful in avoiding unnecessary expenses. This is due to fact that youngsters are easily attrdeveacted towards new things like clothes and electronic gadgets for stopping these expenses parents give pocket money to their childrens and ask them to manage their daily expenses by living with in their means . For instance, young people stop spending their money on unnecessary things life junk food and clothes rather than they utilised on developing new skills .

Another reason for my agreement is helpful in facing any unforeseen financial difficulty.This is because sometime they suffer from financial difficulty life losting their job and they do not have any other sources of money . By saving small amount of money can they easily fullfill their daily needs like food , shelter and cloths . For example, In 2019 there is spread of pandemic known as Covid_19 in India because of this many people lost their jobs and few died due to hunger because they don't have enough money to fulfill basic meeds. Therefore, it helpful in managing their life any condition.

To conclude, even though some people opposing this view , I strongly agree with the statement because of helpful in avoiding unnecessary expenses and fulfill basic needs in dificult situation.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear from the introduction (“I completely agree”) and remains consistent in the conclusion. You give two relevant reasons: saving can discourage unnecessary spending, and it can provide support during financial hardship. The examples about pocket money and the Covid-19 pandemic help connect these points to real situations. This meets the task well, but the development is uneven: the first paragraph explains how young people might manage spending, while the link between saving and developing skills is only briefly stated. The pandemic example also focuses on people losing jobs and lacking money, without clearly showing how personal savings would help. To strengthen the response further, explain each cause-and-effect link more fully and make the examples more precise.

Coherence and Cohesion: Band 6.0

The response has a clear overall structure: an introduction, two body paragraphs presenting separate reasons, and a conclusion that restates your view. Phrases such as “One of the main reasons,” “Another reason,” and “To conclude” make the progression easy to follow. However, some connections are mechanical or unclear. For example, “This is due to fact” does not smoothly explain the preceding claim, and the sentence beginning “By saving small amount of money can they…” disrupts the flow of the second body paragraph. The conclusion repeats the two reasons but does not bring them together in a developed final point. Use clearer links between claims and explanations, and check that each sentence follows logically from the one before it.

Lexical Resource: Band 5.0

You use relevant vocabulary for the topic, including “unnecessary expenses,” “financial difficulty,” “pocket money,” and “basic needs.” These choices make your main ideas understandable, and you attempt some more specific expressions such as “unforeseen financial difficulty.” However, the range is limited and several inaccurate word choices or collocations make parts difficult to interpret. Examples include “attrdeveacted towards,” “upcoming future,” “fullfill their daily needs,” and “managing their life any condition.” Spelling errors such as “childrens,” “cloths,” and “meeds” also reduce clarity. Build a more reliable set of phrases for saving, spending, and financial security, and check spelling and natural word combinations when editing.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and complex sentences, including a concession in “Although some people opposing this view…” and explanations introduced by “This is because.” However, many sentence patterns are not yet controlled, and errors sometimes make the reader work to understand the meaning. For example, “Although some people opposing this view” lacks a finite verb, while “By saving small amount of money can they easily…” has an incorrect sentence structure. There are also problems with articles, agreement, and verb forms, as in “there is spread of pandemic” and “it helpful in managing.” Punctuation spacing is inconsistent, and some sentences run together. Practise forming complete clauses and checking verb forms and sentence boundaries before adding more complex structures.

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