Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-11-11

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

In recent years,there has been considerable debate about saving money for young people is very important especially for their future. While some people may hold different opinions, I completely agrees with this viewpoint because of its significant impact on the young youth.

One of the main reason I agree with this statement is that it saving money help people in their crucial times or whenever they are facing financial issues. If a person loose his job and now he is not getting salary and is going through a emergency situation he can use the money from his savings. For example, any of his family member get into hospital for any treatment or surgery in emergency situation he can pay the medical bills by that money. Other plus point is that if a individual wants to go for future studies he or she can pay their fee by that savings, also it makes a person responsible about spending money.

Another reason supporting my viewpoint is that by budget management a young can buy a house in the future. As,in today’s world the prices of the properties are getting high day by day. So, cost savings can support youngsters to own a house in their future. Consequently, there are also some negative impacts of saving money as enjoyment get limited, they avoid to spend on them, miss out experiences and travel. Also, constantly worrying about spending can cause anxiety and stress. The solution to this is that people should know how to create a balance between spending and saving money.

In conclusion, I strongly agree with the given statement because it helps individual in emergency situations , financial security and better future planning and i totally believe in that everyone should save money mostly young people.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear from the introduction (“I completely agree”) and conclusion, and you give relevant reasons: savings can help with emergencies, education costs and buying a home. The hospital-bill example makes the emergency point more concrete, while you also acknowledge drawbacks such as reduced enjoyment and stress, then suggest balancing saving with spending. This addresses the task well, though some ideas are developed more fully than others. The education and home-ownership points are stated briefly, without a specific example or explanation of how saving would make these goals achievable. To strengthen the response, extend each main reason with a clear explanation or example and connect the discussion of disadvantages more explicitly to your overall agreement.

Coherence and Cohesion: Band 6.5

The response has a recognisable structure: an introduction, two body paragraphs and a conclusion. Its progression from emergency needs to future goals is generally logical, and signposts such as “One of the main reason,” “Another reason,” and “In conclusion” help readers follow the argument. However, some linking is mechanical, and the third paragraph shifts from the benefit of buying a house to several disadvantages without a clear transition or separate development. The long sentence beginning “Consequently” also combines several distinct points, making their relationship less clear. Use paragraphing to separate the counterpoint, and link each example directly to the claim it supports. More precise referencing would also help clarify phrases such as “that money” and “that savings.”

Lexical Resource: Band 5.5

You use enough topic-related vocabulary to communicate the main ideas, including “financial issues,” “medical bills,” “future studies,” “budget management,” and “financial security.” There are also attempts at less common expressions, such as “emergency situation” and “balance between spending and saving.” However, several word choices and collocations are noticeably inaccurate or awkward, including “young youth,” “cost savings,” “a young,” and “pay their fee by that savings.” These sometimes make the reader pause, even though the intended meaning is usually recoverable. Aim for more natural combinations and avoid repeating general terms such as “money” and “future.” For example, use “young adults,” “savings,” and “tuition fees” in the relevant contexts.

Grammatical Range and Accuracy: Band 5.5

You attempt both simple and complex sentences, including conditional structures such as “If a person loose his job…” and a relative clause in “the prices of the properties are getting high day by day.” This shows some range, and the overall argument remains understandable. However, errors in agreement, verb forms, articles and sentence construction recur: “I completely agrees,” “it saving money help,” and “a individual wants” are examples. Some sentences also run together, particularly the sentence listing limited enjoyment, missed experiences and anxiety. Improve control by checking subject–verb agreement and verb forms, and by dividing long sentences into complete clauses with appropriate punctuation. More consistently accurate sentence patterns would make your ideas easier to follow.

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