Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-12

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

it is significant for all like young people chilldrens and old save money for support of future.In now days it is nessasry to control on spending money i agree with this statment.

Money play curical role in now days every thing is too much expensive to buy without money we are not able to stay on world the benifits of saving money is in future we will b able to spend our time easy without support of other familiy members i know is a time no one is accepted you in case you have no money for young people he stored hid money and when he reached old he will be able to buy our medicine and other compulsory things that need for living.when he not able to work the saving money work as a support.

on the other hand you not make him a greek person olny focus on saving moneyits wrong you need to pay money on your health because health is weatlh so you need to try to make a plan of spending money on focusing your budget in your mind how many cash we stored in every month and how many we pay on home requirement like glossery and other food items clothes you should have maintain your personality according your income so you need to save money only you spent on useless things.

in my openion saving money is best for future oppurtunity becase some time manbad situation like any incident happen with him so he will be able to survive thats why im advice to saving money is great work to mitigate the risk may be you faced in your coming life.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you agree that saving is important, and you give relevant reasons, including being able to afford medicine in old age and cope with unexpected difficulties. You also add a useful qualification that people should not focus on saving so much that they neglect their health, and you mention budgeting for household needs. These points address the question, but they are not all developed equally. For example, the example about an incident is very general, while the point about young people saving could be explained with a specific reason or illustration. To strengthen the response, develop each main reason with a clearer explanation or relevant example and make the extent of your agreement explicit in the conclusion.

Coherence and Cohesion: Band 5.5

The response has an overall structure: it introduces your view, gives reasons for saving, considers a qualification, and ends with a concluding opinion. The contrast marker “on the other hand” helps signal a shift to the need for balanced spending. However, progression within the paragraphs is sometimes difficult to follow because several ideas are joined in long, loosely connected sentences. For instance, the discussion moves from future support to family members and then to old-age medicine without clear sentence boundaries. Some links, such as “thats why,” are repeated or do not clearly show how one point follows from another. Use shorter sentences, organise each paragraph around one main idea, and make references such as “he” or “it” unambiguous.

Lexical Resource: Band 5.0

You use some vocabulary relevant to the topic, including “saving money,” “budget,” “income,” “medicine,” and “survive,” and you attempt to express ideas such as financial security and risk reduction. However, the range is limited and several word choices or collocations make meaning less clear, as in “support of future,” “spend our time easy,” and “mitigate the risk may be faced.” Spelling errors such as “nessasry,” “benifits,” and “oppurtunity” are also noticeable and can distract the reader. Build a bank of accurate phrases for discussing savings and financial planning, and check spelling and word forms carefully. More precise vocabulary would help you express your relevant ideas with less ambiguity.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple statements and longer sentences with clauses, for example, “when he reached old he will be able to buy our medicine.” This shows an effort to connect reasons and consequences, but control is inconsistent, and errors sometimes make the relationships between ideas difficult to understand. Verb forms and agreement are problematic in examples such as “Money play” and “when he reached old he will be able.” Sentence boundaries and punctuation are also often missing, particularly where several clauses run together. Practise forming accurate simple sentences first, then combine them using controlled clauses. Pay particular attention to subject–verb agreement, consistent tense, articles, and full stops so that complex ideas remain clear.

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