Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-11-12

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Nowadays saving money is very important in everyone life's.Some people believe that everyone including young people should save for their future.I completely agree with this opinion because saving money helps people in difficult situtations and makes their future more secure.

Firstly saving money is a very good habit everyone should develop from a young age,young people usually spend money on clothes, food and games apart from that youngster should also save money for their future. This habit can help them to become more responsible and understand the value of money.For example

students can save a small amount of their pocket money every month.

Secondly saving money is also important because difficulty and unexpected things never tells before coming and in hard times students could pay for their education, medicines and others important needs.If they have savings they can manage these situations without relying on others.Moreover, savings can also help peoples to start their own business,buy a house, fulfill their dreams in future like buying their dream car or bike in addition sometimes friends makes plans so they should have their own money without depeding on others.

On the other hand some peoples says that young people should enjoy their lives and do not save their money but in my perspective enjoying life is also important but saving a little money could not stop themselves from enjoying.

In conclusion,saving money is important for everyone especially for young peoples because securing money helps youngsters help their difficult situations in hard times and can help themselves without depending on others, in my opinion youngster should enjoy life but apart from that they should also secure some money for their future.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear from the introduction: “I completely agree,” and the conclusion returns to the view that young people should save while still enjoying life. You address the main parts of the prompt with relevant reasons, including developing responsibility, preparing for emergencies, and funding future goals. The examples of saving pocket money and paying for education or medicine help make the argument concrete. This is a strong response to the task, but some points are less fully developed: the list of goals such as starting a business, buying a house, and buying a car is not explained in detail, and the opposing view is acknowledged but only briefly answered. Extending one or two examples and explaining their significance would make the argument more fully developed.

Coherence and Cohesion: Band 6.0

The response has a recognisable overall structure: an introduction, two supporting paragraphs, a paragraph acknowledging the opposing view, and a conclusion. “Firstly,” “Secondly,” and “On the other hand” make the main stages easy to follow. However, cohesion is sometimes mechanical, and several ideas are crowded into long sentences, particularly the second supporting paragraph, which moves from emergencies to business, housing, dreams, and friends’ plans. Some links between ideas are unclear, and the conclusion repeats much of the introduction rather than drawing the points together. Use clearer sentence boundaries and organise each paragraph around one main idea, with a specific explanation or example, to improve progression and referencing.

Lexical Resource: Band 5.5

You use enough vocabulary to communicate the main ideas, including relevant terms such as “savings,” “responsible,” “unexpected,” and “relying on others.” There are also attempts at more specific expressions, such as “the value of money” and “start their own business.” However, the range is limited and some word choices or forms are inaccurate or repetitive: “difficulty and unexpected things,” “important needs,” and “secure money” are not natural in these contexts. Spelling errors such as “situtations” and “depeding,” along with repeated use of “young people” and “future,” reduce precision. Build a wider set of natural collocations for financial planning and check spelling and word forms during revision.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentence forms, including a concession in “enjoying life is also important but saving a little money could not stop themselves from enjoying.” The overall meaning is generally understandable, but grammatical control is uneven, and errors occur across sentence boundaries, agreement, articles, and verb forms. For example, “everyone life's” needs a possessive construction, “unexpected things never tells” has incorrect agreement, and “some peoples says” has errors in both the plural noun and verb. Several sentences run together without appropriate punctuation, especially the long sentence beginning “Moreover, savings can also help peoples…”. Practise accurate sentence boundaries and check subject–verb agreement and pronoun reference; these changes would make your varied structures clearer.

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