Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-11-12

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

It is often argued by some people that it is necessary for everyone to save money because it helps them in future. Although some might disagree with this notion, I completely agree. Not only does it help the people to cover expenses in difficult situation and facilitates the young people to manage their educational expenses but also promotes them to buy expensive items.

There are multiple benefits associated with saving money, Firstly, it helps them to keep stable in worst situations. If individuals lose their jobs in case of any situations, it would help them to remains stable. Take an example of Sudan, in which government encourages people to save some money either in banks or homes, it would help them to protect from worst cases. Thus, saving money is the most significant advantages of this situation.

Secondly, apart from save money, it facilitates people to cover their educational expenses. As people, specifically young man, spend their money to their own educational purposes. For instance, a recent survey conducted in universities of Libya revealed 90% of the students said that they overcome their expenses from their own savings. Hence, keep some money for future also helps them to cover your expenses.

Finally, having money also provides support for buying expensive products. As some items are expensive, it motivates people to buy those things which are not suitable for buying on single income.

To sum up, even though reserves money for future use might be difficult, I believe that it provide support for difficult situation, overcome educational expenses and buy luxury things.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear from the introduction: “I completely agree,” and the conclusion restates your support for saving. You also give three relevant reasons—financial security during unemployment, education costs, and purchasing expensive items—so the response addresses the question. The first two points include examples, such as the reference to Sudan and the university survey, but their connection to the general importance of saving is not always explained in detail. The final point is especially underdeveloped: it says savings help people buy costly products, but does not explain why this is an important future need or give an example. Develop each reason with a clearer explanation and a specific, credible illustration.

Coherence and Cohesion: Band 6.5

The response has a clear overall structure: an introduction, three body paragraphs signposted by “Firstly,” “Secondly,” and “Finally,” and a concluding summary. This makes the main progression easy to follow, and phrases such as “For instance” help introduce supporting material. However, some links are mechanical, and a few references are unclear. For example, “it would help them to protect from worst cases” does not clearly identify what “it” refers to or what the protection involves. The conclusion also compresses the three points into a list rather than drawing them together. Use linking expressions more selectively and make pronouns and relationships between ideas explicit to strengthen the progression.

Lexical Resource: Band 5.5

You use a range of topic-related vocabulary, including “expenses,” “educational purposes,” “savings,” and “luxury things,” and the meaning is generally understandable. There are also attempts at more formal phrasing, such as “It is often argued” and “To sum up.” However, several word choices and collocations are inaccurate or unnatural, including “keep stable in worst situations,” “save money in case of any situations,” and “reserves money for future use.” Some expressions are also imprecise, such as “expensive products” and “things.” Aim for more natural combinations and precise terms—for example, describe maintaining financial stability, preparing for emergencies, or purchasing major items. This will make your ideas clearer and more fluent.

Grammatical Range and Accuracy: Band 5.5

You attempt a mix of simple and complex structures, including the opening concession and the “Not only … but also” construction. These show an effort to vary sentence forms, and the overall meaning can usually be followed. However, some errors in verb forms, agreement, articles, and sentence construction remain. For example, “it would help them to remains stable” should use the base verb after “to,” while “saving money is the most significant advantages” has a singular–plural mismatch. In “I believe that it provide support,” the verb does not agree with its subject. Review these patterns and check each sentence for a clear subject and correctly formed verb. Greater accuracy in these areas would make the complex sentences more controlled.

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