Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-12

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Nowdays many people think that it s important for everyone including young people to save money for their future. I strongly agree with the statement. because its help them to used in emgergency situation , or makes help to another who need money.

Firstly, it is moprtant for everyone should save money for future expenses for example if you want to go aborad for further study but you have not save money how you can go aborad . saving money is good for young generation as well . The parents should guide your children must save money for your difficutlies cirsumstance. becuase we don not know when any time emgergency happened if they have money they are mental relax and do not depend on other peoples.

Secondly saving money help a lot for those people who need a help . if they are trouble they need money then you can help for those help without any pressure. Another reason is that Japanese people why are rich becuase they are not waste money on useless thing .They spend money only those thing thy really want to neend and they aslo teach their children save money during the childhood.

I was really impressed when i watched this video now i aslo save money and feel relax if any one need a money then i ready for help and i think this is a good habit . becuase we do not know when any emgergency happened if you have money your mind is not stressed. and If you loss the job you can manage your expense from save money .

In conclusion my perspective is that saving money is very important today for all people not only young people because its helps in emgergency or can help those people who need help.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear from the introduction: “I strongly agree,” and the conclusion restates that saving is important for everyone. You give relevant reasons, including preparing for emergencies, funding further study, helping others, and coping with job loss. These address the question, but some points are less fully developed than others. For example, the claim about Japanese people is broad and would be more convincing with a specific explanation or example. The video anecdote is relevant, but its connection to your argument could be explained more clearly. To strengthen the response, develop each main reason with a clear cause-and-effect explanation and a specific example. The response meets the stated length requirement; 12 words copied from the task prompt were not counted.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure: an introduction, two body paragraphs, a personal example, and a conclusion. “Firstly,” “Secondly,” and “In conclusion” help signal the main stages, and the ideas generally relate to saving money. However, progression within paragraphs is sometimes difficult to follow. The second body paragraph moves from helping people to a general claim about Japanese people, then to a video and personal experience, without clearly linking these points. Some connections are also repetitive, particularly the repeated references to emergencies and feeling relaxed. Group related ideas together and use clearer links to show how each example supports the paragraph’s main point. More precise referencing would also help readers follow who “they” and “those people” refer to.

Lexical Resource: Band 5.0

You use vocabulary relevant to the topic, including “further study,” “emergency situation,” “useless,” and “manage your expense,” and you attempt to express ideas about financial security and generosity. However, the range is limited and several spelling and word-choice errors make parts of the response difficult to understand, such as “emgergency,” “difficutlies,” and “neend.” Some phrases are also unnatural or imprecise, including “makes help to another” and “save money for your difficulties circumstance.” Aim to learn accurate collocations and check spelling carefully. More precise expressions for financial planning, unexpected costs, and supporting others would help you communicate your ideas more clearly and avoid repeating “help” and “money.”

Grammatical Range and Accuracy: Band 5.0

You attempt both simple sentences and longer structures, including a conditional example about losing a job and a sentence beginning “if you want to go abroad for further study.” This shows an effort to explain causes and possible situations. However, the range is limited, and errors in verb forms, agreement, articles, and sentence boundaries often make the writing hard to follow. For example, “its help them to used” has an incorrect verb pattern, while “saving money help a lot” lacks subject–verb agreement. Several sentences run together, such as the passage beginning “I was really impressed when i watched this video,” and punctuation does not consistently separate ideas. Practise accurate sentence patterns and review each sentence for a clear subject, verb, and ending.

See this exact question answered at other band scores. The same prompt compared across bands.

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