Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-11-12

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Money is important for eveyone life. The culture of saving money has become common in today's world amoung all generations, even minors, to provide better career. This essay largly agree with this idea because it teaches people how to be responsible, assist it counties development and reduces rates of depression.

First, adopting this idea has several benefits for peoples attitude, saving money teaches individuals how to be responsonsible and do not spend money for things which are not essensial, also the person who works hard to bring money is mature enough and have clear vision to the future from his young age. In addition, this helps in countries development, if all citizens save their money from their young ages, when they grow up they will have the perfect houses and jobs that may be the secret behind countries wealth, for example, in Dubai 95% of citizens are rich because the governmemt allows having personal bank account even for kids. So that Dubai is the richest city in the world with the highest rates of happiness and development in different fields.

Furthermore, teaching people to save their incoms help people to avoid mental problems such as depression, many persons today suffer from higher rates of depression because they have no money to provide their needs and they didn't know how to profit from these earings in a possitive way,for instance, When I was young I watched a tv show where some individuals ended their life because of the urgent need of money that lead to a massive depression

Despite all these positives of saving money for better future, it stills have negative aspects such as high pressure figures , peple who always think aboout saving money instead of spending it in things that they love are always suffering from stress instead of making memories and doing some activities that they love.

To conclude, I mostly agree with save money since young ages because it has a positive impact on peoples personality and country development

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear: you mostly agree that saving from a young age is beneficial, and you address both advantages and a drawback. The points about responsibility, national development and financial stress are relevant, with examples such as children having bank accounts in Dubai and the television programme. This covers the task, but the support is uneven: the link between individual saving and a country’s wealth is asserted rather than explained, and the Dubai claim is broad and not clearly substantiated. The mental-health example is also indirect. To strengthen the response, explain how saving helps young people meet future costs and develop each main reason with a more credible, specific example. The counterargument is useful, but your final position could acknowledge it more precisely.

Coherence and Cohesion: Band 6.5

The response has a recognisable structure: an introduction, two paragraphs presenting benefits, a paragraph acknowledging a disadvantage, and a conclusion. Sequencing signals such as “First,” “Furthermore,” “Despite,” and “To conclude” help readers follow the overall direction. This gives the essay a coherent arrangement, though some connections are mechanical or unclear. For example, “So that Dubai is the richest city” does not clearly follow from the preceding claim, and the long first body paragraph combines personal responsibility with national development without a clear transition between them. Some references, including “this idea” and “these earnings,” could be more precise. Give each main reason its own focused development and use linking phrases to show the actual relationship between claims, rather than relying mainly on sequence markers.

Lexical Resource: Band 5.5

You attempt vocabulary suited to the topic, including “responsible,” “development,” “depression,” “urgent need,” and “negative aspects.” These choices communicate the main ideas, but the range and control are limited by frequent spelling errors and inaccurate word forms or collocations. Examples include “eveyone,” “amoung,” “largly,” “incoms,” and “earings”; phrases such as “provide better career,” “high pressure figures,” and “profit from these earnings” are also unclear or unnatural. These errors sometimes make the reader pause to interpret your meaning. Build accuracy by checking spelling and learning common word partnerships, such as “save for the future,” “financial security,” and “put money aside.” Aim for precise, natural expressions rather than adding more ambitious vocabulary without checking its use.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and complex sentences, using clauses with “because,” “if,” and “who,” as well as a contrast introduced by “Despite.” However, control is inconsistent, and errors in agreement, verb forms, articles, and sentence boundaries recur. For example, “This essay largely agree” needs subject–verb agreement, while “saving money teaches individuals … and do not spend” shifts awkwardly between structures. In “the person who works hard … is mature enough and have,” the verbs do not agree with the subject. Several sentences run together, particularly the opening of the first body paragraph, where a full stop or clearer clause structure is needed. Practise checking each sentence for a clear subject and matching verb, and separate independent clauses with appropriate punctuation.

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