Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-13

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

The most improtant part of our life is to save something beneficial for our future for better life. The most of the people think that the saving money now is better for bright future. I totally agree with this point of view that money play a vitol role is this era.

First of all it is crucial to save money for the future to protect our self from different kinds of emergencies like we should face issues like diseases, families problems etc. So the saving money is so important for everyone. I have been saving money since my childhood to save my future and protect my my self from different aspect. My parents once told me that saving money is far better then showing off to your friends and relatives because when you face problems they do not help you in that time. So everyone should folloe this trend including young people.

Furthermore, it is important for young peolpe those who are studying or doing jobs to save their money. It has so many advantages and far better then showing off their money to tell people you have alot of money it kind of bad habit and easiest way finish their whole amount of money before their future herdles. So money saving is a good habit to those who are very dicipline and intellectual for their best future.

In conclusion the most important part for young people is to save their money and do not do any kind of things which they lose their money and then they would face issues in their future. So best thing is to save money.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

Your position is clear: “I totally agree,” and the response stays focused on why saving can help people prepare for future difficulties. You give relevant reasons, including emergencies and young people avoiding unnecessary spending, and the personal reference to your parents adds some support. However, the ideas remain general and are not developed enough to fully answer the question. For example, you mention diseases and family problems but do not explain how savings would help in these situations. The point about students and workers is also asserted rather than illustrated. To strengthen the response, explain each reason with a specific example and develop the implications of saving for young people, while maintaining your clear position throughout.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure, with an introduction, two body paragraphs signalled by “First of all” and “Furthermore,” and a conclusion. This helps the reader identify your main points. However, progression within paragraphs is sometimes unclear, and several ideas are repeated rather than advanced: the importance of saving and avoiding “showing off” recur in both body paragraphs and the conclusion. Some connections are also difficult to follow, particularly the sentence beginning “It has so many advantages,” which combines several points without clearly showing their relationship. Use a clearer sequence within each paragraph—main idea, explanation, and example—and use referencing and linking phrases carefully so that each sentence builds on the previous one.

Lexical Resource: Band 5.0

You use some relevant vocabulary for the topic, including “emergencies,” “bright future,” “advantages,” and “discipline.” However, the range is limited and several phrases are repeated, especially “save money,” “future,” and “showing off.” There are also noticeable spelling and word-choice problems, such as “improtant,” “vitol,” “folloe,” and “herdles,” which can interrupt the reader. Some combinations are unnatural, for example “protect our self from different aspect” and “finish their whole amount of money.” Aim to use more precise, natural expressions and check spelling carefully. Replacing repeated wording with terms such as “build savings,” “financial security,” and “unexpected expenses” would make your ideas clearer and more varied.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and longer sentences, including clauses introduced by “because” and “when,” but the range is limited and complex sentences are often inaccurate. Errors in agreement and sentence structure appear in “money play a vitol role” and “the most of the people think,” while “those who are studying or doing jobs to save their money” is not a complete, well-formed sentence. There are also problems with pronouns and articles, as in “protect our self” and “the saving money.” These errors sometimes make relationships between ideas difficult to understand. Practise building accurate sentences around one main clause, then add a subordinate clause; check subject–verb agreement, pronoun forms, and sentence boundaries during revision.

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