Band 6.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.5 · Cambridge IELTS 19 · 2026-11-13

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.5)

Nowadays, having a saving is a requirement to a better life. I strongly agree that young people should save for their future for many purposes.

One of the advantages of saving up for the future is for the unexpected turn of events such as emergencies. A lot can happen in a future and we cant really foresee nor control them. As a responsible citizen, we have to save for the unexpected events. For instance, one family member got hospitalized and needed more money for his treatment. As a result, having a savings actually saves you from anxiety or lessens your worry to provide. Additionally, savings can also be good in terms of planning education. Young people have enough energy to earn money when they are motivated. Attending higher education or college is pretty much expensive and must be well-planned. Money is a tool to be enrolled in a good university or school you are targetting, and so as saving.

Although there are some disadvantages of saving such as forgeting to live in the moment. Instead of living in the present, they will limit their ability of spending because they are thinking of their future. For instance, canceling shopping or turning down a proposed vacation will be considered instead of just agreeing.

In conclusion, I believe that delaying present gratitude for the future's sake will always be a top-tier and a responsible act a human should possess. Happiness is important, but we have to consider the fact that our present action should not neglect our future endeavor.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear from the introduction: you strongly agree that young people should save, and you support this with relevant reasons, especially emergencies and education. The family hospitalisation example helps make the first point concrete, and you also acknowledge a drawback—missing present-day experiences—before reaffirming your view. This covers the task well, but the ideas are not equally developed. The education point is asserted rather than illustrated, while the disadvantage is brief and its relationship to your overall position could be explained more carefully. To strengthen the response, show how saving can be balanced with reasonable spending, and develop the education example with a specific consequence or scenario. Your conclusion restates your view, though its claim that postponing present enjoyment is always responsible is more absolute than the balanced discussion supports.

Coherence and Cohesion: Band 6.5

The response has a clear overall structure: an introduction, a paragraph on benefits, a paragraph on a disadvantage, and a conclusion. Ideas generally progress logically, and signposts such as “Additionally,” “Although,” and “In conclusion” help readers follow the argument. The first body paragraph, however, combines emergencies and education without a sufficiently clear transition between them, and the second paragraph begins with “Although” but is not grammatically completed as a contrastive clause. Some connections are also imprecise: “and so as saving” does not clearly express how saving relates to university costs. For stronger progression, separate the main reasons into distinct paragraphs or use clearer topic sentences, and make the contrast and links between claims explicit rather than relying mainly on basic connectors.

Lexical Resource: Band 6.0

You use an adequate range to discuss the topic, including relevant terms such as “emergencies,” “higher education,” “well-planned,” and “future endeavor.” These choices make your main points understandable, and you attempt some less common expressions. However, several word choices and collocations are inaccurate or unnatural, which limits precision: “having a saving,” “a lot can happen in a future,” “saves you from anxiety,” and “present gratitude” do not express the intended meanings naturally. There are also spelling errors, including “cant,” “forgeting,” and “targetting.” Aim to learn common collocations for personal finance and use more precise phrases for balancing present enjoyment with future security. Proofreading spelling and checking whether phrases sound natural will improve clarity.

Grammatical Range and Accuracy: Band 6.0

You use a mix of simple and more complex sentence forms, including the conditional-style example “Instead of living in the present, they will limit their ability of spending” and the sentence beginning “As a result.” Most of the argument remains understandable, but some grammatical errors occur. For example, “Although there are some disadvantages of saving such as forgeting to live in the moment” is a dependent clause presented as a complete sentence; it needs a main clause. In “A lot can happen in a future,” the article pattern is incorrect, and “one family member got hospitalized and needed more money” shifts into past tense without a clear reason in a general example. Review sentence boundaries, articles, and consistent tense use. Greater control of these patterns, alongside your existing sentence variety, would make the writing more accurate.

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