Band 4.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 4.5 · Cambridge IELTS 19 · 2026-11-13

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 4.5)

Nowaday is very imperative for everyperson specially including young generation to save money for their future life.

Overall, Many people think that money is a very valuable thing for all person because all over the world economy is totally relayed on at. All countries print the paper cuurency according their reserved gold assets. The paper currency is used alter the gold because is easy to carry as compared to gold and worth is same. Everyperson sell or buy any thing in the world in shape of money like digital or paper currency.

To commence with, money is a very valueable asset in the world. So every person to give advised their upcoming youth generation to earn money as much as possible and do not waste your valuable asset for unnecossary things. Many young generation wasted their money at other kind of thing which is not needed. after that they will be moneyless and come in to anxiety or stress.

On the other hand, Money is need of all living human person Governmet should create a oppertunities for young generation to earn money in different ways and make a policies in the benefits for all like youth and other generation to save their money and not waste at other unneccsory things.

AI examiner evaluation

Task Achievement / Task Response: Band 4.0

You express a general view that young people should save, and you mention a relevant consequence of spending unwisely: anxiety or stress. However, the response only minimally addresses the question because your degree of agreement is not clearly stated or maintained, and much of the second paragraph explains money and currency rather than giving reasons for saving for the future. The points about advice from older generations and government support are relevant but remain general and are not supported with a specific example. The response is also 40 words below the required minimum, which limits the space available to develop your argument. State your position directly, then explain and illustrate two focused reasons for it.

Coherence and Cohesion: Band 4.5

The response has separate paragraphs and uses basic signposts such as “To commence with” and “On the other hand,” so the reader can identify an introduction and two body sections. However, the ideas do not progress clearly: the paragraph about currency moves away from the central question, and the final paragraph introduces government policies without connecting them clearly to the earlier point about young people’s spending. Some linking is mechanical, and “On the other hand” suggests a contrast that is not actually developed. Organise the essay around a clear position, with each paragraph presenting one reason, an explanation, and an example. Use references and transitions that show the actual relationship between ideas.

Lexical Resource: Band 5.0

You use some topic-related vocabulary, including “valuable asset,” “digital or paper currency,” and “anxiety or stress,” which helps communicate the general subject. However, the range is limited and several spelling and word-choice errors make parts difficult to read, such as “imperative,” “relayed,” “cuurency,” and “unnecossory.” Some phrases are also unnatural, including “moneyless” and “in the benefits for all.” Aim for accurate, natural collocations rather than repeating “money” and “valuable” frequently. For example, you could use “financial security,” “save for future expenses,” and “spend on non-essential items.” Proofreading spelling and checking how words combine would make your meaning clearer.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple statements and longer sentences, for example, “Many young generation wasted their money at other kind of thing which is not needed.” However, the range is limited, and attempts to combine ideas often contain errors that make the relationships unclear. Examples include “every person to give advised,” “because is easy to carry,” and “Government should create a oppertunities”; these show problems with sentence structure, missing subjects, verb forms, and articles. There are also inconsistent capitalisation and punctuation choices. Practise building accurate sentences with a clear subject and verb, then add subordinate clauses using patterns such as “because” or “which.” Check articles, agreement, and punctuation when editing.

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