Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-11-13

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Nowadays, everything has price even water which necessary for humans to stay alive and money is very important to survive in modern world. Some people argue that is is important for everyone to save money for their future, even young people. I partially agree with this because money can be helpful in any disaster or unpleasent situation, however, people should also invest some money to improve their living rather than just saving.

To begin with, it is important to save money for the future because it can help you in building your house and people live a peaceful life after their retirement. For instance, report by BBC show that around 80% of the people who saved money during their working life are living hasselfree life after the retirement. In addition, it could be helpful in case of sudden global disaster such world war, during that time people can use money to leave their country and move to safe place.

On the other hand, good life style and healthy diet is more important than saving a money for future while living like a poor. Majority of the people work hard throughout their life save money by eating basic food just for staying alive, they got sick after their retirement and all of their saving serve in their treatment. So, money should be spend rather than saving.

In conclusion, there is positive side of saving money as it can b helpful for retirement, however, mantaining a good life-style is more important than saving money. Because save can be used in treatment, if your life full of unhealthy habits.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you partially agree, supporting saving for retirement and emergencies while arguing that people should also spend on their wellbeing. These points address the question, and the examples of retirement and leaving a country during a disaster are relevant. However, the discussion is unevenly developed. The retirement point is supported with a reported statistic, but its source and relevance are not explained; the disaster example is brief. The opposing argument about unhealthy habits and medical costs is understandable, but the claim that people should spend rather than save is too broad and does not fully distinguish sensible spending from excessive saving. Develop each reason with a clearer explanation and a specific, credible example.

Coherence and Cohesion: Band 6.0

The response has a recognisable structure: an introduction, two contrasting body paragraphs and a conclusion. The progression from reasons to save to reasons to spend is generally easy to follow, and signposts such as “To begin with” and “On the other hand” help show the contrast. However, some connections are mechanical, and the relationship between ideas is not always clear. For example, the sentence about people becoming ill after retirement moves quickly from saving to diet and treatment without explaining the link in detail. The conclusion repeats the main contrast but its final sentence is awkwardly connected to the preceding one. Use clearer referencing and build each paragraph around one main point, explaining how each example supports it.

Lexical Resource: Band 5.5

You use enough vocabulary to discuss saving, retirement, emergencies and health, including relevant terms such as “global disaster,” “retirement” and “healthy diet.” The meaning is generally understandable, but word choice, collocation and spelling errors reduce precision. Examples include “everything has price,” “hasselfree life,” “saving a money” and “all of their saving serve in their treatment.” Some expressions are also imprecise, such as “good life style” and “basic food.” Aim for more natural combinations and check spelling and word forms carefully. More precise vocabulary would help distinguish saving for security from spending on present needs, while retaining the clear, relevant language you already use.

Grammatical Range and Accuracy: Band 5.5

You attempt both simple and more complex sentence forms, including a contrast introduced by “however” and a conditional idea about using money during a disaster. The main message remains understandable, but some grammatical errors occur in sentence construction, articles, agreement and punctuation. For example, “money is very important to survive in modern world” needs an article and a clearer grammatical relationship; “report by BBC show” has agreement and article problems; and “money should be spend” uses an incorrect verb form. The final sentence, “Because save can be used in treatment,” is also incomplete and unclear. Practise checking subject–verb agreement, articles and verb forms, and make sure each sentence has a complete main clause.

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