Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-13

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It is crucial for people, including youngsters have to dsve a money for their future. I strongly disagree with this trend because the youths can spend their money on their personal hobbies and development, and saving money from young age may give pressure to minors and lose their attention on other neccessary tasks.

Firstly, spending money on their personal development or hobbies may more vital than saving for their future for the younger people due to the fact that childhood time is the best time for personal growth and chasing their interests. For example, famous sportspeople and artists often inhance their skills from they were children.

Secondly, some youngsters may take too much pressure on earning money and fail other essential tasks by spending too much time on earning money and thinking about it. This is because parents ough to provide children's financial stability. For instance, my friend started his own business when he were 15, and because of this he failed many subjects and stopped playing football. Moreover, it affected her mentall well-being because his business make him stress too much.

In conclusion, i completely disagree with the idea that children should save money for their future because children should focus on their hobbies and development instead of making money and earning money from young age may give them too much pressure that they cannot stand.

AI examiner evaluation

Task Achievement / Task Response: Band 5.0

Your position is clear: you strongly disagree, and you give two relevant reasons—young people need time for personal development, and financial pressure can interfere with other responsibilities. The examples about sportspeople and your friend help illustrate these points. However, the discussion is only partly developed: the first example is general, and the friend’s experience is not fully connected to why saving specifically is harmful. The response also does not explore the opposing view or clarify whether saving a modest amount could be compatible with hobbies and education. The response is 23 words below the required minimum, which limits the space available to develop your reasoning. Explain each reason more fully and add a relevant example or qualification.

Coherence and Cohesion: Band 6.0

The response has a coherent overall arrangement: an introduction states your view, two body paragraphs present separate reasons, and a conclusion restates your position. Sequencing words such as “Firstly,” “Secondly,” and “Moreover” make the progression easy to follow. Some connections, however, are mechanical or unclear. In the second body paragraph, the shift from earning money to parents providing financial stability needs explanation, and “Moreover” introduces a consequence without making the relationship precise. The conclusion repeats much of the introduction rather than drawing the reasons together. Use clearer links between claims and examples, and make sure pronouns consistently identify the people being discussed.

Lexical Resource: Band 5.0

You use some relevant vocabulary for the topic, including “personal development,” “financial stability,” “essential tasks,” and “mental well-being.” These phrases help communicate your main ideas. However, the range is limited and several word-choice, collocation, and spelling errors make parts less natural, such as “dsve a money,” “inhance their skills,” “from they were children,” and “make him stress too much.” The repeated use of “money,” “earning,” and “future” also reduces variety. Aim to use accurate topic phrases and check spelling carefully; for example, you could describe young people as “building skills” or “experiencing financial pressure,” rather than repeating “earning money.”

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and complex sentences, including explanations with “because” and “due to the fact that,” and the overall meaning is generally understandable. However, complex structures are often faulty, and errors occur frequently enough to make some sentences difficult to follow. Examples include “including youngsters have to,” “may more vital,” “from they were children,” and “when he were 15.” There are also problems with articles, agreement, and pronoun consistency, as in “a money” and the shift from “my friend” and “his” to “her.” Practise building accurate clauses with a clear subject and verb, and check verb forms and pronouns before submitting.

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