Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-13
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
we all human being have to work to earn money so that we can utilize them in time of we need or in a critical situation.so ,it is a vital for every people to save money including teenager for their up coming days.
i totally agree with this staTEMENT because as a HUMAN being we can meet danger at any time and at that time we may badly need of money.
there are a number of reason to collect wealth .to begin with ,one major reason why i believe that money savings is neccessary including youth generation is that we can fulfil our dream .this means that,we all have variouse wish but we can not came them true at any time because the shortage of moiney .if we save money a little in every month we can complete our dream one day.another benefit is that ,money can uplift our position in the society.for example,poor people do not get much respect in our society,even they are not invited any public occasions or events.on the other hand who has a lot of money respected by all kinds of people.this is why i agree that we all should save money so that we can gain things in our life.
furthermore,we can lead a luxurious life by spending a lot of money,before that we have to earn and save money to lead a life which we all are desire for.for instance,in my very childhood i was very fond of doing shopping but that time i dont have huge amount of money.to complete my wish i have to relay on my parents,but after start earning in every month i save a little amount of my salary to acomplished my desire and also my close one.
therefore, i believe that save money for future is a good habit of ones life and everyone should practice this good habit so that they can complete their wishes.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 6.5 |
| Coherence and Cohesion | 6.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.5 |
Task Achievement / Task Response: Band 6.5
Your position is clear from the introduction: “i totally agree,” and the conclusion returns to the view that saving is a good habit. You give relevant reasons, including preparing for difficult situations, achieving personal goals, and funding a desired lifestyle. The childhood shopping example also helps make one point personal and concrete. This meets the task well, but the support is uneven: the claim that wealth brings social respect is broad and not explained, and the discussion of “luxurious life” overlaps with the earlier point about fulfilling wishes. To strengthen the response further, explain how saving specifically helps young people prepare for future needs, and develop each reason with a clearer consequence or example rather than relying on general claims about wealth and status.
Coherence and Cohesion: Band 6.0
The response has a recognisable overall structure: an introduction, two body paragraphs, and a conclusion. Sequencing phrases such as “to begin with,” “another benefit,” and “furthermore” help signal the development of your reasons. However, connections between ideas are sometimes mechanical, and the second body paragraph shifts from saving for future needs to luxury and shopping without clearly explaining that link. Some sentences also run together, making the progression harder to follow; for example, the point about social respect moves quickly from poverty to invitations and then to agreement. Use paragraphing to group one main reason at a time, and add clearer explanations of how each example supports your position. More precise referencing would also help readers follow the argument.
Lexical Resource: Band 5.0
You use vocabulary relevant to the topic, including “critical situation,” “fulfil our dream,” “society,” and “salary,” so the main ideas are generally understandable. There are also attempts to use a range of expressions rather than repeating only “save money.” However, the range and control are limited: several choices are unnatural or imprecise, such as “collect wealth,” “uplift our position,” and “complete my wish.” Spelling errors, including “neccessary,” “variouse,” and “accomplished,” are noticeable and sometimes slow the reader. Build a more accurate set of common collocations for saving and future planning, and check spelling and word forms carefully. Prefer straightforward, natural phrasing over ambitious expressions whose meaning is unclear.
Grammatical Range and Accuracy: Band 5.0
You attempt both simple statements and longer sentences with reasons and examples, such as “if we save money a little in every month we can complete our dream one day.” This shows some range, and your overall meaning can usually be followed. However, control is inconsistent: errors in agreement, articles, verb forms, and sentence boundaries recur. For example, “we all human being have to work” needs a plural noun and a suitable verb, while “i dont have huge amount of money” needs an article and consistent tense. Several sentences are joined with commas or full stops are missing, particularly in the opening and body paragraphs. Practise accurate simple sentence patterns first, then combine them with clauses using “because,” “if,” and “for example,” while checking tense and punctuation.
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