Band 4.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 4.0 · Cambridge IELTS 19 · 2026-11-14

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 4.0)

These days, the worlds economy is crashing. Inflations and job losses are being the major problems of various countries. Therefore, majority of people and exports claim that it is important for everyone, including even adolescents, to save money for their future. I also firmly believe that it is essential for everyone, even adolescents, to save their money. Their are two main reasons to back up this statement.

First, the value of money is increasing over decades. As years past, inflations are getting worse. For example, in Seoul, buying a house

AI examiner evaluation

Task Achievement / Task Response: Band 3.0

You state a clear position—“I also firmly believe” that everyone should save—and introduce two reasons, which shows an attempt to answer the question. However, the response stops before either reason is explained: the point about inflation and house prices in Seoul is unfinished, and the second reason is not given. As a result, the argument is only minimally developed and does not provide the relevant examples or support requested. The response also does not meet the stated 250-word minimum, so there is too little material to demonstrate a complete answer. To improve, explain each reason fully, connect it directly to why saving matters for young people as well as adults, and include a complete, specific example.

Coherence and Cohesion: Band 4.5

The opening has a recognisable sequence: you introduce economic difficulties, state your view, and signal that two reasons will follow. “Therefore” and “First” help show the relationship between these points. However, the progression breaks down because the first supporting paragraph ends mid-example (“buying a house”), while the promised second reason never appears. This leaves the reader without a complete line of argument or a conclusion. Some linking is also repetitive, particularly the repeated reference to “everyone” and “adolescents.” Build a clear paragraph structure with an introduction, one developed paragraph for each reason, and a conclusion; use transitions to show how each example supports your position.

Lexical Resource: Band 4.5

You use some relevant topic vocabulary, including “job losses,” “save money,” “inflation,” and “value of money,” so the subject is generally identifiable. There are, however, several inaccurate or unnatural choices that weaken clarity. “Worlds economy” needs a possessive form and a more natural expression such as “the global economy”; “Inflations” is not normally plural in this meaning; and “exports” appears to be an incorrect word for the people you mean. “The value of money is increasing” also seems inconsistent with the claim that inflation is worsening, since inflation usually reduces purchasing power. Aim for precise financial vocabulary and check collocations and word forms. More varied, accurate terms would help you explain the effects of saving rather than relying on repeated general wording.

Grammatical Range and Accuracy: Band 4.5

The response includes both simple statements and a complex sentence beginning “As years past,” showing an attempt to vary sentence forms. Several grammatical errors remain, however. In “the worlds economy,” the possessive apostrophe is missing; “Inflations and job losses are being the major problems” uses an incorrect verb construction; and “Their are two main reasons” confuses “there” with “their.” The clause “As years past” also has an incorrect verb form, and the final example is left as an incomplete sentence. These errors, together with the unfinished structure, make parts of the response difficult to follow. Practise accurate subject–verb constructions, past-tense forms, possessives, and complete sentence boundaries, then proofread each sentence for a clear subject and verb.

See this exact question answered at other band scores. The same prompt compared across bands.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.