Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-11-14

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

In the era of global recession, spending money wisely is not just an option thus become mendatory to live comfortable life. The prompt suggests that it is essential for young people also to save money for their future. I firmly agree with this statement, as saving money and spending money wisely has now become a part of our realistic future planning.

From the begining of this decade, we have seen so many wars as most developed countrys' are also engaging on this war. Whether it was russia to ukrane war or israel or palestine war, we had seen a incredible shift of global economy where sanctions were made by most powerful country which directly or indirectly affecting our financial position. The changes are so visible as dollars rate , gold and oil rate is increasing so frequently that it is become a burden for a middle-clas people to fullfil their family need and secure their future if they don't save money and this implies on every age range of people mostly younger generation as they are the future of nation's progress.

Moreover, saving money for future does not only help to make a secure future it gives them resassurance about leading their life in own terms specially for the young generation as they can use this money for their further education, recreation and any materialistic thing they want.Though it is quite stressful for younger people to be frugal as most of the young people have low income and earn less money than older people but I believe saving a small proportion of their income can get them a sense of financial freedom in future.

In conclusion, despite the fact the attitude of young people ' we live once' as they want to spend money instantly to have instant satisfaction, i do concede that it is very important to every human being to save money specially in the ear of global crisis.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear from the introduction—“I firmly agree”—and remains consistent in the conclusion. You give relevant reasons: economic uncertainty can affect household finances, while savings can support education and provide young people with greater independence. The point that younger people may have lower incomes adds useful balance to your argument. This meets the task well, but the development is uneven: the discussion of wars, sanctions and changing prices is broad, and the link between these events and the need for individual saving could be explained more precisely. The benefits of saving are also listed rather than illustrated with a specific example. Develop one or two reasons in greater depth to make the support more convincing.

Coherence and Cohesion: Band 6.5

The response has a clear overall structure: an introduction, two body paragraphs with distinct supporting points, and a conclusion. Linking expressions such as “Moreover,” “Though,” and “In conclusion” help signal the direction of the argument. The progression is generally understandable, but some connections within sentences are difficult to follow, particularly the long explanation beginning “From the beginning of this decade” and moving from wars to sanctions, prices and family needs. Some linking is also mechanical, and references such as “this” in “this implies on every age range” are not fully clear. Break up the extended explanation and make each sentence’s relationship to the previous point explicit; this would make the organisation more consistently smooth.

Lexical Resource: Band 6.0

You use an adequate range of vocabulary for the topic, including “global recession,” “sanctions,” “financial position,” “financial freedom” and “instant satisfaction.” These choices help communicate your main ideas, and you attempt some less common expressions. However, inaccurate spelling and word choice sometimes reduce precision: examples include “mendatory,” “resassurance,” “fullfil,” and “middle-clas.” Some collocations are also awkward, such as “leading their life in own terms” and “secure their future” in a context where the intended meaning could be stated more naturally. These issues do not prevent the reader from understanding the argument, but careful proofreading and more natural combinations would improve control. Aim for precise, idiomatic phrasing rather than adding more ambitious vocabulary.

Grammatical Range and Accuracy: Band 5.5

You attempt a mix of simple and complex structures, including a concession with “Though it is quite stressful…” and a conditional idea about saving a small proportion of income. The main argument remains understandable, but some grammatical errors occur in both sentence construction and control of clauses. For example, “spending money wisely is not just an option thus become” lacks a clear grammatical connection, while “dollars rate … is increasing” has problems with agreement and sentence structure. The long sentence about wars and economic changes also contains unclear clause relationships, and punctuation around several clauses is inconsistent. Work on complete sentence patterns, subject–verb agreement, articles and punctuation, then check that each complex sentence has a clear main clause.

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