Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-14

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

In the present era everyone is talking about wether it is good for future to save money. Some people argue that it is not useful for future, while the others believe that saving money is very essential especially for adults. Everyone has their own perspective, but I totally agree that setting money aside for foture is a good idea. The following paragraphs will explain why I think like this, with some useful examples to support my position.

First of all, if we talk about future we do not know any thing about it because life can show you any thing at any moment. For example ,if suddenly a difficult time come to someone, like he require money to fulfil that particular matter then he would be able to overcome that problem with saved money. Furthermore, it is very good for young people to preserve their money for future. The reason is that if a student save some of his money then he would easiely be able to open his business or to get admission in high-level university to complete his education. I therefore believe that saving money is always shows a sign of your better future.

On the other hand, some people think that we should not save money. The main reason behind this that they like to make their present happier another reason might be low income. For instance, a person with not such high salary can not save money because of rising expanses.

In conclusion, everyone have different mind set, but I compelety agree that savings for future is always a good sign because it provides long-term benefits for both young children and whole family.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear from the introduction: “I totally agree” that people should set money aside, and the conclusion restates this view. You address the prompt with relevant reasons, including having funds for unexpected difficulties and helping young people pay for education or start a business. These examples make the response relevant, but some points are asserted rather than fully explained. For instance, the claim that saving “is always a sign of your better future” is broad, and the opposing view about enjoying the present or having a low income is mentioned without much discussion. Develop each main reason with a clearer explanation or a specific example, and connect the counterargument more directly to your own position.

Coherence and Cohesion: Band 6.0

The response has a recognisable structure: an introduction, a paragraph supporting saving, a paragraph presenting an opposing view, and a conclusion. Sequencing phrases such as “First of all,” “Furthermore,” and “On the other hand” help readers follow the main stages. However, some links feel mechanical, and ideas within paragraphs are not always developed in a clear progression. The first body paragraph moves from emergencies to education and business, then ends with a general claim, without fully showing how these examples support the same argument. The opposing view is also brief and not clearly connected back to your agreement. Use clearer topic sentences and add linking explanations between each example and your central position.

Lexical Resource: Band 5.0

You use enough topic-related vocabulary to communicate the main ideas, including “save money,” “preserve their money,” “rising expenses,” and “long-term benefits.” There are also attempts at more formal phrasing, such as “setting money aside.” However, the range is limited and several word-choice, spelling, and collocation errors are noticeable, sometimes making the reader pause. Examples include “wether,” “foture,” “easiely,” and “compelety,” as well as the unnatural phrase “a difficult time come to someone.” Some expressions, such as “good sign” and “very essential,” are vague or repetitive. Build accuracy by checking spelling and learning natural collocations for discussing financial security, affordability, and future plans.

Grammatical Range and Accuracy: Band 5.5

You attempt both simple and complex sentence forms, including conditional structures such as “if suddenly a difficult time come to someone” and “if a student save some of his money.” This shows an effort to explain consequences, and your overall meaning is generally understandable. However, some errors in verb forms, agreement, articles, and sentence construction remain. For example, “a difficult time come” needs a correctly formed verb, “if a student save” requires agreement, and “everyone have different mind set” has an agreement error and an unclear noun phrase. The sentence “saving money is always shows” also combines incompatible verb forms. Practise accurate conditional clauses and subject–verb agreement, and proofread punctuation and spacing around commas.

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