Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-14

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Nowadays youth is more interested in saving financials to fulfill their needs in future.

It is argued that, it is significant for young citizens to conserve funds for consuming in future while, for others including children and aged people it is not necessary. I will discuss both aspects of this statement and also discuss in detail.

One the one hand, it is crucial for young people or senior citizens to save money beacuse it helps in future. Firstly, in order to achieve higher education the fund raising is quite essential beacuse it ncludes more financials like institution fees, books and many other things. Secondly, to get the better living styles and health. In future as the world is going to be innovative, every circumstances of life needs more funds so if money is saved earlier it can be consumed later.

On the other hand, it is not important for everyone including childs, teenagers and old ages people. Firstly, children recieve money from their parents and their future responsibilities are upon parents so they even not need to save funds. Furthermore, senior citizens like old ages for instance, if they have any health issues that require financials for their treatment it might b impossible for saving money because they spend on their present to stay healthy and fit.

To conclude, with my own opinion it is important for responsible people to save money for spending on their family later in means of halth, education and modern life style. Whereas, others that are not mature enough to think about their future do not need to save moeny. And the people who have already save financials also do not need to conserve.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

You address the topic by discussing reasons to save, such as education, health and future living costs, and reasons some people may be unable to save, including children’s dependence on parents and older people’s medical expenses. However, the response does not consistently answer the central question of whether everyone, including young people, should save. The opening says you will discuss “both aspects,” while the conclusion narrows the view to “responsible people” and says some groups “do not need to save,” without clearly explaining how this position applies to young people generally. Several points, especially the claim about future costs, remain broad and are not supported with a specific example. State your degree of agreement clearly and develop the main reasons with more precise explanation.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure, with an introduction, two contrasting body paragraphs and a conclusion. “On the one hand” and “On the other hand” help signal the change in viewpoint, and the ideas are generally grouped by topic. However, progression within paragraphs is sometimes unclear: the first body paragraph moves from education to living standards and then to a general claim about an innovative world without showing how these points connect. The introduction promises to discuss both aspects, but the conclusion introduces a more specific distinction between mature and immature people and those who have already saved. Some linking words, including repeated “Firstly” and “Furthermore,” make the organisation feel mechanical. Use clearer links between each reason and the argument, and ensure the conclusion follows the position established earlier.

Lexical Resource: Band 5.0

You use some topic-related vocabulary, including “higher education,” “financial,” “responsibilities” and “treatment,” so the reader can understand the general subject. However, the range is limited and several word choices or collocations are inaccurate or unnatural, such as “saving financials,” “fund raising” for saving money, “better living styles” and “consumed” for money being spent. Spelling and word-form errors, including “beacuse,” “ncludes,” “childs” and “moeny,” also reduce accuracy. These issues sometimes make the intended meaning less clear, particularly in the opening and conclusion. Build a more reliable set of expressions for saving and spending, and check spelling and whether nouns and verbs fit the context.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more extended sentences, including a conditional structure in “if money is saved earlier it can be consumed later.” However, complex sentences are often faulty, and errors occur frequently enough to make some ideas harder to follow. For example, “It is argued that, it is significant…” has incorrect punctuation and sentence construction, while “children recieve money from their parents and their future responsibilities are upon parents” contains an unclear relationship between clauses. There are also problems with articles, agreement and sentence boundaries, as in “the fund raising is quite essential” and “it might b impossible.” Aim first for accurate, complete sentences; then practise joining ideas with subordinate clauses and use punctuation to separate introductory phrases and clauses.

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