Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-11-14

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

People of every age should deposits money for their future . I firmly agree with the statement because it may help as emrgency fund and young people may have financial independence .

Saving money for future life is a crucial factor because it may work as emergency fund in any unexpected accident. Sometimes as a human being people face inecpected occurences in their lives to prevent this kind of incidents, deposits work like weapon. having a say that prevention is better than cure. Therefore, deposited money would be the financial security for future. For instance, people sometimes get sick unexpectedly and need a expensive medical treatment. Therefore money can save individual from sudden danger.

Another reason for saving money especially for young people to have financial independence and stability. Every person has some daily expenses and to mange those money is important. If individuals are financially stablished, they don't need to ask someone for money and somewhere this can bring mental peace. Eventually, big amount of money can sometimes proyect our future goal.For example, Many students come from low income family with high ambitions. It might be easy to accomplish their dream if they save money from their early stage of life . Consequently, money can save our dream and make us financially stable.

To conclude, though money can't buy happiness, money can protect our future and handle our unexpected accidents. Therefore, i completely agree that it is important for every person ,including young individual to start saving money and have a wealthy lives.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear from the introduction to the conclusion: you firmly agree that people, including young people, should save. You give two relevant reasons—protection against unexpected medical costs and greater financial independence—and the examples of illness and students pursuing ambitions help address the task. This meets the main requirements well. However, the development is uneven: the emergency-fund point is explained more clearly, while the link between saving and achieving students’ goals is asserted rather than illustrated in detail. The claim that savings can “save our dream” would be stronger with a specific example, such as paying for education or avoiding debt. Extending each reason with a clearer explanation would make the argument more fully developed.

Coherence and Cohesion: Band 6.5

The response has a clear overall structure, with an introduction, two body paragraphs presenting separate reasons, and a conclusion that restates your view. Sequencing is generally easy to follow, and connectors such as “Another reason,” “For instance,” and “To conclude” help signal the stages of the argument. Some linking is mechanical or repetitive, particularly the repeated use of “Therefore,” and the connection between a few sentences is not fully clear. For example, “deposits work like weapon” follows the reference to unexpected events but does not explain precisely how saving prevents or manages them. Improve progression by making each paragraph follow a clear reason–explanation–example pattern and using pronouns or transitions that clearly refer to the idea being discussed.

Lexical Resource: Band 5.5

You use enough topic-related vocabulary to communicate your main ideas, including “emergency fund,” “financial independence,” “financial security,” and “daily expenses.” There are also attempts at less common expressions, such as “accomplish their dream,” though some choices are inaccurate or unnatural and reduce precision. Examples include “deposits work like weapon,” “financially stablished,” and “proyect our future goal”; spelling errors such as “emrgency” and “inecpected” also stand out. The repeated use of “money,” “future,” and “save” limits variety. Build a more reliable range of collocations for this topic—for example, “set money aside,” “cover unexpected costs,” and “achieve long-term goals”—and check spelling and word forms carefully.

Grammatical Range and Accuracy: Band 5.5

You attempt both simple and more complex sentence forms, including conditional structures such as “If individuals are financially stablished, they don't need to ask someone for money” and a relative clause in “students come from low income family with high ambitions.” The overall meaning is usually understandable, but some grammatical errors recur. For example, “People of every age should deposits” has an incorrect verb form, while “a expensive medical treatment” has an article error. There are also problems with agreement and sentence boundaries, as in “Sometimes as a human being people face…” and “future goal.For example.” Aim to make the basic patterns accurate first, then use complex clauses with careful subject–verb agreement, articles, and punctuation.

See this exact question answered at other band scores. The same prompt compared across bands.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.