Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-11-14

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Nowadays, it is really essential for every other person to set aside some amount of money for their safe future, specially young people. I completely agree with this as it can make people know the real worth of money and most importantly, it can help secure their future.

Earning money is not easy in this era of unemployemnet and inflation. Among individuals, it is very common to spend unnecessarily on things that are of no particular use. Saving up will help individuals to know the exact worth of money and how hard it is to earn it. Specially, youth should save money so they can learn how to budget and manage their expenses, it would be beneficial for their future. For example, univeristy students who save their money from their monthly pocket money side by side, are able to manage their daily expenses more carefully and efficiently.

Futhermore, saving money is a best way of securing future. Good times are not always promised and everyone should put aside some amout of money for their better future. This will ultimatley give a person peace of mind and a sense of secure future. For example, saving money helps people not to worry unnecessarily about their family and future, which ultimately have a positve imapct on their present life and healthy bonding with family.

In conclusion, I strongly agree that saving up for future should be practiced by every other individual, specially todays's youth. As it will help people know about the true worth of money and struggles of earning it. Moreover, it will create a sense of future security and present mental well-being of individuals.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear from the introduction—“I completely agree”—and remains consistent in the conclusion. You give two relevant reasons: saving can teach young people to value and manage money, and it can provide security and peace of mind. The university-student example supports the first point, while the family example relates to the second. This covers the task well, but the ideas are not equally developed: the budgeting point has a concrete illustration, whereas the claims about future security and family well-being remain broad. To strengthen the response, explain more specifically how savings could help in a difficult situation, such as unemployment or an unexpected expense, and develop the example rather than relying on general statements.

Coherence and Cohesion: Band 7.0

The response has a clear overall progression: an introduction stating your view, two body paragraphs presenting separate reasons, and a conclusion that restates your position. Linking expressions such as “Furthermore,” “For example,” and “In conclusion” help readers follow this structure. The ideas within each paragraph are generally ordered logically, and the examples are placed alongside the points they support. Some connections are less smooth, however. In the first body paragraph, the sentence beginning “Specially, youth should save money” joins two complete ideas with a comma, making the relationship between budgeting and future benefit less clear. The conclusion also repeats the main points rather than drawing them together. Use clearer sentence boundaries and more varied referencing to make progression feel more natural.

Lexical Resource: Band 5.5

You use vocabulary relevant to the topic, including “set aside,” “budget,” “manage their expenses,” “peace of mind,” and “secure their future.” These choices communicate your main ideas, but the range and control are uneven, with several noticeable spelling, word-form, and collocation problems. Examples include “unemployemnet,” “amout,” “ultimatley,” and “positve imapct”; “a best way” is also not a natural phrase. Repetition of “future,” “money,” and “save” limits flexibility, while expressions such as “every other person” do not clearly mean everyone. Aim for accurate, natural collocations and vary repeated terms—for instance, use “financial security” or “build savings” where appropriate. Proofreading spelling and checking phrases in context would improve clarity.

Grammatical Range and Accuracy: Band 5.5

You attempt both simple and more complex sentence forms, including clauses with “so,” “which,” and “as,” and your overall meaning is usually clear. However, some sentence structures and punctuation choices are inaccurate. In “Specially, youth should save money so they can learn how to budget and manage their expenses, it would be beneficial for their future,” a comma joins two independent clauses; use a full stop or a conjunction. The opening “As it will help people…” is a dependent clause presented as a complete sentence. There are also agreement and article issues in “which ultimately have a positive impact” and “a best way.” Work on separating complete clauses, checking subject–verb agreement, and varying complex structures while keeping them accurate.

See this exact question answered at other band scores. The same prompt compared across bands.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.