Band 7.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 7.5 · Cambridge IELTS 19 · 2026-07-27

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 7.5)

Some people believe that for individuals, including adolescents, it is important to save money for their future. I completely agree with the statement; therefore, I believe that conserving funds for the future could bring many opportunities for people. Although it can be challenging for young people, especially students, to consistently save and manage their finances, I agree that the positive aspects of this habit can outweigh the negative impacts.

The main reason why people save money is to spend it on more crucial things, not on trivial ones. They can use the saved money later on their university fees, travel expenditures and to enhance the time for their leisure activities. For instance, a student in a high school could start saving up to be able to buy a smartphone later on. It is achievable for a student to collect a small amount of money on a daily basis, to get their desired equipment. Additionally, people would learn to be disciplined as they make this a habit. Researchers in the UK indicated that people who started saving up at a young age, tend to become more reserved, patient and ambitious later on.

The only drawback is that it would require long-term commitment. For young people, it can be difficult not to spend their money immediately as they are more distracted than adults. Children and teenagers desire to obtain things that are appealing, for instance, clothes and accessories. Some even spend it on excess food, such as at KFC and Pizza Hut, which consequently leads them to accumulate debt. Nevertheless, they can approach it with different strategies like starting another savings account or giving it to their caregivers to save it for the future.

In conclusion, I absolutely agree that saving money can play a vital role in your financial life. Although it is believed that young people are drawn away from this habit, I assume it can be fixed through discipline and time.

AI examiner evaluation

Task Achievement / Task Response — Band 7.5

You have clearly addressed all parts of the prompt, maintaining a consistent position throughout the essay. Your ideas are relevant and supported by examples, such as the mention of university fees and the psychological benefits of saving. While the argument is well-structured, some points could be developed further; for instance, the discussion on 'discipline' is a strong point that could have been expanded with more depth. Overall, the response is well-focused and directly answers the question regarding the importance of saving for young people.

Coherence and Cohesion — Band 7.5

The essay is logically organized with a clear introduction, body paragraphs, and a conclusion. You use cohesive devices such as 'The main reason,' 'Additionally,' and 'Nevertheless' to guide the reader through your argument. Paragraphing is used appropriately to separate distinct ideas. However, some transitions are slightly mechanical, and the flow between sentences could be improved by using a wider variety of cohesive links to connect ideas more fluidly. Overall, the progression of ideas is clear and easy to follow.

Lexical Resource — Band 7.0

You demonstrate a sufficient range of vocabulary to discuss the topic with some precision. Phrases like 'crucial things,' 'trivial ones,' and 'long-term commitment' are used effectively. There are some minor issues with collocation, such as 'enhance the time for their leisure activities,' which sounds slightly unnatural. You attempt to use less common vocabulary, which is good, but there is room to incorporate more sophisticated academic collocations to elevate the tone of the essay. The vocabulary is adequate for the task and does not impede communication.

Grammatical Range and Accuracy — Band 7.0

You use a mix of simple and complex sentence structures, which is appropriate for this level. Most of your sentences are clear and grammatically sound. There are occasional errors, such as 'tend to become more reserved' (the comma before 'tend' is unnecessary) and 'enhance the time for their leisure activities' (which is more of a lexical issue). Your control of punctuation and tense is generally good, and these minor errors do not cause any difficulty for the reader. To reach a higher band, focus on increasing the variety of complex grammatical structures.

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