Band 6.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.5 · Cambridge IELTS 19 · 2026-07-27

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.5)

Saving income for their future is a crucial part for everyone's life even the youngsters are also included in it. I am totally agree with this statement because saving money help people to control their uncertain expenses to contribute for their future and helps in their difficult time in the future.

Many people do savings for their future life. Specially parents do this for children for their further studies, consequently people start controlling their expenses to save some proportion of their income for the pupils. Also in the parenthood father and mother try to teach their teenager's that how to save money for their future goals. Therefore, spend less on unwanted things that prevent them for extra expenses. For example, In USA, new mothers did notspend massive amount of income for their new born toys instead of that they invest in Fixed deposits for their university education.

Furthermore, in several country specially in Asia people save frequently for their uncertain time if their is some mishappening happen in their life, as a result they have some backup income for their future. For instance, in 2019 Due to covid-19 majority of people lost their employment because of pandemic as a result people use their savings for their livings just to fullf as consequences youngsters also contributing their savings for the harsh period of time.

In conclusion, Young people also need to know the essential of the savings. that how significant it is for everyone's future. this essay agree that, It control the unnecessary spendings and helps for their futures hard time.

AI examiner evaluation

Task Achievement / Task Response — Band 6.5

The response addresses the prompt and maintains a clear position throughout. The ideas are relevant, focusing on financial security and parental guidance. However, the development of these ideas is somewhat limited. For instance, the example regarding parents in the USA is a bit vague, and the connection between the COVID-19 pandemic and young people's savings could be more explicitly linked to the prompt's focus on 'young people'. While the main points are clear, they lack the depth and detailed support required for a higher band score. The conclusion effectively summarizes the position, but the overall development remains at a basic level.

Coherence and Cohesion — Band 6.5

The essay is organized into logical paragraphs, each with a clear central topic. Cohesive devices such as 'Furthermore', 'Consequently', and 'In conclusion' are used to link ideas, although some transitions feel slightly mechanical or repetitive. The progression of ideas is generally logical, moving from the importance of saving to parental influence and then to the necessity of a financial safety net. However, there are instances where the flow is slightly disrupted by awkward phrasing, such as the transition between the discussion of parents and the example of the pandemic. Overall, the paragraphing is appropriate and the structure is coherent.

Lexical Resource — Band 6.0

The vocabulary used is generally adequate for the task, allowing the writer to convey their meaning clearly. There are some attempts at more sophisticated vocabulary, such as 'uncertain expenses' and 'mishappening', though the latter is not a standard collocation. Some word choices are slightly imprecise, such as 'pupils' to refer to children in a family context or 'fullf' which appears to be a typo. The range of vocabulary is sufficient to discuss the topic, but it lacks the precision and variety needed for a higher band. Spelling errors, such as 'spend' instead of 'spent' and 'fullf', occur but do not significantly impede communication.

Grammatical Range and Accuracy — Band 6.0

The essay uses a mix of simple and complex sentence structures. While the writer attempts complex sentences, there are frequent grammatical errors, particularly with subject-verb agreement ('saving money help', 'people use their savings for their livings'), article usage, and tense consistency ('new mothers did notspend'). Punctuation is also inconsistent, with some sentences starting with lowercase letters or having unnecessary capitalization. These errors are noticeable and occur throughout the text, although they rarely prevent the reader from understanding the intended message. A greater focus on proofreading for basic grammatical accuracy would improve the score.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.