Band 7.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 7.0 · Cambridge IELTS 19 · 2026-07-27

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 7.0)

It is beneficial for elder and younger people, to save money for their future life. This essay agrees with the statement because people will not dependent on anyone if they will have their own savings and they can enjoy their lives without the fear of money.

Money plays a significant role in individuals lives, either young or elder. It is advantageous for people if they have sufficient savings for their future life. First reason is that, in this way, they do not depend on anyone for their life spending and they do not feel embarassed in front of other people. They can purchase anything with their own money. Moreover, young people do not waste their money on useless things, they develop a sense of responsibility. This is because, it helps them to become a sensible and tenacious persons. For instance, in many Asian countries, people work hard in their young life, and save money for their future to buy a good property or paying their bills.

Nowadays some people save their incomes in their early lives to enjoy more in future. Although they work hard and do extra jobs, so they can easily arrange trips with their families without budget problem. In addition, sometimes in elder age many people face various disorders, such as diabetes, cardiac arrest, so they can get better treatment through their saving. For example, mostly elderly people arrange world tours with families, when they have enough money and time.

In conclusion, it is good for youngsters and elder people to save salaries for future because they can enjoy their life and do not take money from government or their people for their treatments or travelling.

AI examiner evaluation

Task Achievement / Task Response — Band 7.0

The essay addresses the prompt clearly and maintains a consistent position throughout. The ideas are relevant, such as the benefits of financial independence and the ability to cover medical expenses. However, the development of these ideas is somewhat superficial. For instance, the mention of 'Asian countries' is a good attempt at an example, but it lacks specific detail to fully support the argument. The conclusion effectively summarizes the main points. To reach a higher band, you should aim to expand on your examples with more depth and nuance, ensuring that every point made is fully explored rather than just stated.

Coherence and Cohesion — Band 7.0

The essay is logically organized with a clear introduction, body paragraphs, and a conclusion. Paragraphing is used appropriately to separate distinct ideas. You use some cohesive devices, such as 'Moreover', 'In addition', and 'For instance', which help the flow of the text. However, some transitions feel a bit mechanical, and there are instances where the connection between sentences could be smoother. For example, the transition between the second and third paragraphs could be more sophisticated to better link the concepts of personal responsibility and future security.

Lexical Resource — Band 6.5

The vocabulary is generally adequate for the task, allowing you to express your ideas clearly. You use some topic-specific terms like 'financial independence' (implied), 'incomes', and 'disorders'. However, there is a reliance on simpler vocabulary, and some word choices are slightly unnatural, such as 'life spending' or 'their people'. To improve, try to incorporate more precise collocations and less common academic vocabulary. For example, instead of 'useless things', consider 'frivolous expenditures', and instead of 'good property', use 'real estate assets'.

Grammatical Range and Accuracy — Band 6.5

You demonstrate a mix of simple and complex sentence structures. While the meaning is generally clear, there are several grammatical errors that occur throughout the text. Examples include 'people will not dependent' (should be 'dependent'), 'individuals lives' (missing apostrophe), and 'in elder age' (should be 'in old age'). Additionally, there are some issues with article usage and subject-verb agreement. While these errors do not impede communication, they occur frequently enough to prevent a higher score. Focusing on proofreading for basic subject-verb agreement and article placement would significantly improve your accuracy.

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