Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-07-27

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

In this contemporary world every person want to save money for coming time. It is often argued that it is significant for all ages of people for future. This essay will explain why i strongly support.

One compelling argument in favor of this view is that save money play important role in person life. Student save money for his academic and education junroy to help them in future, and other person save money for his family and bad time like in emergency. For example, saved money help persons future and young people save and invest money in other mutual fund for coming time.

On the other hand some time save money never help you in your difficult time. For instance, if you save money for future

AI examiner evaluation

Task Achievement / Task Response — Band 5.5

The response is significantly under the 250-word minimum requirement, which severely limits your ability to develop your ideas. While you state your position clearly in the introduction, the arguments provided are underdeveloped and repetitive. For instance, you mention 'academic and education junroy' (journey) and 'emergency' as reasons to save, but these points lack the necessary depth and supporting examples required for a higher band. Because the essay is incomplete and stops mid-sentence, it fails to address the task fully. To improve, you must expand your arguments with specific, detailed examples and ensure you meet the word count to allow for a full exploration of the topic.

Coherence and Cohesion — Band 5.5

The essay shows a basic attempt at paragraphing, but the lack of completion makes it difficult to assess the overall progression of ideas. You use some cohesive devices like 'One compelling argument' and 'On the other hand', which helps the reader follow the structure. However, the referencing is sometimes unclear, such as in the phrase 'save money play important role in person life', where the lack of articles and correct pluralization makes the flow awkward. To improve, focus on using a wider variety of linking words and ensure that each paragraph has a clear topic sentence followed by well-connected supporting details.

Lexical Resource — Band 5.5

Your vocabulary is limited and repetitive, often relying on basic terms like 'save money' and 'future'. There are several errors in word choice and form, such as 'coming time' instead of 'the future' and 'junroy' (likely a misspelling of 'journey'). The lack of precision in your word choice hinders the clarity of your arguments. To reach a higher band, you should aim to use more academic collocations and synonyms. For example, instead of repeating 'save money', you could use 'accumulate capital', 'financial planning', or 'setting aside funds'. Expanding your range of vocabulary will help you express your ideas more effectively.

Grammatical Range and Accuracy — Band 5.5

The response contains frequent grammatical errors that occasionally impede communication. There are consistent issues with subject-verb agreement, such as 'every person want' (wants) and 'save money play' (plays). Additionally, there is a lack of articles (e.g., 'in person life' should be 'in a person's life') and incorrect verb forms. The sentence structures are mostly simple, and the attempt at a complex structure is incomplete. To improve, focus on mastering basic sentence construction, specifically subject-verb agreement and the correct use of articles. Proofreading for these fundamental errors will significantly improve the accuracy of your writing.

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