Band 7.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 7.5 · Cambridge IELTS 19 · 2026-07-30

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 7.5)

Everyone needs money to buy essentials for the day-to-day activities. We spend the majority of our savings in our active phase of life. So it is paramount to save money for everyone, especially adult people. I am totally convinced by the aforementioned statement because money is associated with every aspect of life.

Inflation has caused the market to be very expensive. Production of materials and population are not increasing in a similar pattern, which has caused the market to be a very competitive place. Due to the migration of people toward the city-centered area in search of good facilities, there has been less production of food in the fertile land. Quality education and quality health care systems have skyrocketed. Similarly, younger people tend to explore various things in life, and everything is associated with monetary value. In this contemporary age, consistently saving a small amount of wealth will compound and definitely help us in a difficult time.

Furthermore, younger people should be aware of financial literacy and must easily distinguish assets and liabilities. There will be a dramatic increase in expenses after marriage because you have to look after your partner and you have to raise children. Not only this, looking after elderly family members also escalates expenses. For instance, there is a tradition in Nepali communities that every young member has to look after their family for their health, groceries, and everything that is needed for survival.

In conclusion, family responsibility, your ambitions, adventure, health, marriage, inflation, etc. will drastically increase expenses; that's why it is very wise to save wealth especially by young people.

AI examiner evaluation

Task Achievement / Task Response — Band 7.5

The response addresses the prompt clearly and maintains a consistent position throughout. You have identified key reasons for saving, such as inflation, rising costs of living, and family responsibilities. The ideas are relevant and generally well-supported, though some points, such as the link between migration and food production, could be more tightly connected to the core argument of saving money. The conclusion effectively summarizes your main points. To reach a higher band, ensure that every supporting argument directly reinforces the necessity of saving for the future rather than just describing general economic trends.

Coherence and Cohesion — Band 7.5

The essay is logically organized with a clear introduction, body paragraphs, and a conclusion. You use cohesive devices such as 'Furthermore', 'Similarly', and 'For instance' to guide the reader through your arguments. Paragraphing is used appropriately to separate distinct ideas. However, some transitions feel slightly mechanical, and the flow between sentences could be improved by using more varied referencing. For example, the transition between the economic context in the first body paragraph and the personal responsibility in the second could be smoother to enhance the overall progression of ideas.

Lexical Resource — Band 7.0

You demonstrate a sufficient range of vocabulary to convey your ideas clearly. Phrases like 'paramount', 'contemporary age', and 'distinguish assets and liabilities' show an attempt to use more sophisticated language. There are some minor inaccuracies in word choice, such as 'city-centered area' (which is slightly unnatural) and 'active phase of life'. While these do not impede communication, a more precise selection of collocations would elevate the response. You have a good grasp of topic-specific vocabulary related to finance and economics, which is a strength.

Grammatical Range and Accuracy — Band 7.0

The essay uses a mix of simple and complex sentence structures. While the majority of your sentences are clear, there are occasional grammatical slips, such as 'especially adult people' (should be 'especially for adults') and 'everything is associated with monetary value' (which is a bit repetitive). Punctuation is generally accurate, and your complex sentences are usually well-formed. To improve, focus on reducing minor errors in article usage and prepositional phrases. Increasing the variety of complex structures, such as using more conditional or passive constructions, would help demonstrate greater grammatical flexibility.

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