Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-07-31

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Some people believed that save money for future is beneficial others have a opinion that saving money is not a good thought. I strongly agree with the statement that save money is crucial for the future life in many perspectives.

Firstly, I believe that to save money for future is a best backup plan we can do for our future generation and for the accidental needs. According to my perspective, if we save money for our future goals it will definitely help us to survive in the future in case if we loose in the present. Some people saves for their wedding, some for their higher education, some for their kids future so everyone has their own plans and goals. I believe, If we have some savings for our future it always gives us better opportunities and boost our confidence too, as we don't have to ask from others in our bad time.

Some people disagree with this statement, they think that we should enjoy our present at fullest. they don't care about their future. These individuals usually spend all they earn at the same time. They want to enjoy their all moments with confidence.

by concluding this, I would say that everyone has their own perspectives regarding saving money but I'm strongly agree with it. I think we should always have some backup as money for our future as we don't know what will be the circumstances will come in future and how we face it without money.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The response addresses the prompt by taking a clear position, but the development of ideas is somewhat limited. While you mention reasons for saving, such as 'accidental needs' and 'higher education', these points are not fully extended or supported with detailed examples. The response is also slightly under the 250-word minimum, which impacts the depth of the argument. To improve, ensure you provide more specific, real-world examples to support your claims and expand on the implications of your arguments to reach the word count requirement.

Coherence and Cohesion — Band 6.5

The essay is organized into logical paragraphs, each with a clear focus. You use basic cohesive devices like 'Firstly' and 'by concluding this' to signal the structure. However, the flow between sentences is sometimes mechanical, and the use of cohesive devices could be more varied and sophisticated. Referencing is generally clear, but the transition between the counter-argument and your own position could be smoother to improve the overall progression of ideas.

Lexical Resource — Band 6.0

The vocabulary is adequate for the task but remains quite basic. You rely on repetitive phrasing, such as 'future' and 'save money', which appear frequently. There are some minor errors in word choice, such as 'loose' instead of 'lose' and 'at fullest' instead of 'to the fullest'. To achieve a higher band, try to incorporate more precise synonyms and collocations related to financial planning and personal development.

Grammatical Range and Accuracy — Band 6.0

The essay contains a mix of simple and complex sentence structures, but there are frequent grammatical errors that occasionally distract the reader. Examples include 'Some people believed that save money' (should be 'saving money'), 'if we loose' (should be 'lose'), and 'how we face it without money' (should be 'how we would face it'). While these errors do not completely impede communication, they demonstrate a lack of control over verb forms and sentence construction.

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