Band 7.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 7.0 · Cambridge IELTS 19 · 2026-08-01

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 7.0)

It is believed that everyone should save money for rainy days. People think if they will save enough money it will be helpful in future. In definitely agree with this idea and support that saving finances is a good practice which may have many advantages.

Many people argue that saving money brings from financial security. When people save money, it makes them independent and help them to deal with any unexpected expenditures and related emergencies. For example, if a student is in a habit of saving money since childhood later in life he or she can use to money to support his or her higher education.

Moreover, habit of saving money makes people responsible towards their needs and help them to avoid extravangance in daily life. Such as people avoid spending unnecessarily on items of personal use, clothing and excessive entertainment. They become accountable to self and become better in financial management. People of all age groups can save money and elders should encourage children to learn this since their childhood. Saving money also save people from debit in times of financial crisis as they can use their savings in critical times. It ultimately protects their dignity in the society and improves their self-confidence. There are people who never save money and in times of any unexpected financial needs they get panic and stressed out. But if one have saved considerable amount of money it will provide them peace of mind as they would know that they are safe financially if any difficult situation arrives.

Therefore, I completely agree that people from all ages should save money for their future.The are numerous benefits of saving money and it should be promoted in the society.

AI examiner evaluation

Task Achievement / Task Response — Band 7.5

The essay addresses the prompt clearly and maintains a consistent position throughout. The ideas regarding financial security, independence, and personal responsibility are relevant and well-supported with examples, such as the student using savings for higher education. The response covers all parts of the task, though the development of ideas could be slightly more sophisticated to reach a higher band. The introduction and conclusion are clear, and the overall argument is logically sustained. To improve, ensure that the link between saving and 'dignity' is explained with more depth, as this is an interesting point that could be expanded upon to demonstrate a more nuanced understanding of the topic.

Coherence and Cohesion — Band 7.0

The essay is logically organized with a clear progression of ideas. Each paragraph has a central theme, and the transition between paragraphs is generally smooth. Cohesive devices such as 'Moreover', 'For example', and 'Therefore' are used effectively to guide the reader. However, there are some minor issues with referencing and sentence-level cohesion, such as the slightly awkward phrasing in 'The are numerous benefits'. While the paragraphing is appropriate, the flow could be improved by using a wider variety of cohesive markers to connect ideas more fluidly. Overall, the structure is clear and easy to follow.

Lexical Resource — Band 6.5

The vocabulary used is adequate for the task and allows the student to convey their ideas clearly. There are some attempts at using less common vocabulary, such as 'extravagance' and 'accountable', which is positive. However, there are some inaccuracies in word choice and collocation, such as 'brings from financial security' (should be 'brings financial security') and 'get panic' (should be 'panic'). Spelling errors like 'extravangance' and 'debit' (used instead of 'debt') also occur. To reach a higher band, focus on using more precise collocations and ensuring accurate spelling of key terms related to the topic.

Grammatical Range and Accuracy — Band 6.5

The essay demonstrates a mix of simple and complex sentence structures. While the meaning is generally clear, there are frequent grammatical errors, particularly with subject-verb agreement ('if one have saved') and article usage. Some sentences are slightly awkward, such as 'In definitely agree with this idea'. While these errors do not impede communication, they are persistent throughout the text. To improve, the student should work on sentence construction and proofreading for basic grammatical slips, such as verb tense consistency and pluralization, to ensure a higher level of accuracy in complex structures.

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