Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-08-05
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
Nowadays, money is important for everyone. Some believe that the saving money is essential for everyone especially for young people. I agree with this because save money is very important for our future. I will discuss on it.
To start with, the saving money is important for everyone especially for young people because it help them to maintain their future. It is important for their future planning. By sitting aside of a some portion income regularly, they learn the discipline and maintain their life easily in the future. They learn the valuable skill. These habits can prevent the excessive spending and debt later in life. For example a student work as a part-time job he save his money from the little portion of his salary rather than to use in expensive things to full fill his desires. He easily maintain the life in the future.
Another reason why saving is important for everyone because life is unpredictable. Every incident happens suddenly, some trouble comes suddenly and unexpected events such as medical emergency, job loss or urgent repairs. In the difficult situation rely on the someone or loan if they have their savings easily handle any kind of situation. Money is very important for the future. The younger people become a responsible.
To conclude with, I totally agree with this that the saving in important than the spending money on unnecessary things It is important for future security and become financial responsible. The saving money is helpful in any difficult situation.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.5 |
| Coherence and Cohesion | 5.5 |
| Lexical Resource | 5.5 |
| Grammatical Range and Accuracy | 5.5 |
| Overall | 5.5 |
Task Achievement / Task Response — Band 5.5
The response addresses the prompt and maintains a clear position throughout. However, the development of ideas is somewhat repetitive and lacks depth. For instance, the argument about 'unpredictable life' is a strong point, but it is not fully extended with specific, concrete examples beyond general categories like 'medical emergency'. The essay covers all parts of the task, but the supporting points are somewhat simplistic and lack the nuance required for a higher band. To improve, you should aim to provide more detailed explanations and more sophisticated examples to support your main arguments.
Coherence and Cohesion — Band 5.5
The essay is organized into clear paragraphs, and there is a logical progression of ideas. You use some cohesive devices such as 'To start with', 'Another reason', and 'To conclude with', which help guide the reader. However, the use of these devices is sometimes mechanical, and there are instances where the flow between sentences is slightly disjointed. For example, the transition between the general importance of saving and the specific example of a student working a part-time job could be smoother. Improving the variety of linking words and ensuring better sentence-to-sentence cohesion would enhance the overall structure.
Lexical Resource — Band 5.5
The vocabulary used is adequate for the task but remains quite basic and repetitive. You frequently use the phrase 'saving money' and 'important for the future', which limits the range of your expression. There are also some minor errors in word choice and collocation, such as 'sitting aside of a some portion income' (should be 'setting aside a portion of income') and 'full fill his desires' (should be 'fulfill'). To achieve a higher score, you should attempt to use a wider range of vocabulary, including less common lexical items and more precise collocations related to finance and personal development.
Grammatical Range and Accuracy — Band 5.5
The essay contains a mix of simple and complex sentence structures, but there are frequent grammatical errors that occasionally impede the reader's understanding. Common issues include article misuse ('the saving money'), subject-verb agreement ('it help them'), and awkward phrasing ('he easily maintain the life'). While the meaning is generally clear, these persistent errors in basic grammar prevent the essay from reaching a higher band. You should focus on proofreading your work to correct basic errors in tense, articles, and sentence construction, and try to incorporate more complex sentence forms with greater accuracy.
See this exact question answered at other band scores — the same prompt compared across bands.
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