Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-08-05

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

This statement depicts that it is essential to put away money for everyone. In my point of view it is harmful as well as benafical .Moreover the first reason is to safeguard the money like we can use it later in our bad days, The second thing is we can survive more from the left over money as compre to the appendages that we do not have, Although it is not bad to save the side like in the form of money. Along with it we don not have nothing to eat we can buy things or goods from that money which we have alredy in our purse. However on the otherside of the mirror it is harmful to save money.For example i want to get a car like i don not have trasport.Having transportation issue. As welll as i am not having home but i can buy it . but am saving money not buying that home, It is bad Additionally i can grab them but am not like am surving badly and saving money.It is not good. Subsequently am ading an example about the saving or do not having money. if am hungry don not have to eat but am saving my money and cut out all the appendages. I think saving money is the best idea to save yourself from the upcoming harsh situation, Everyone should work on it on their behalf. Concequencely saving money is the good thing to adopt all the situation. In the nut shell it is crusial to have or save money from the others appendages.

AI examiner evaluation

CriterionBand
Task Achievement / Task Response5.0
Coherence and Cohesion5.0
Lexical Resource5.0
Grammatical Range and Accuracy5.0
Overall5.0

Task Achievement / Task Response — Band 5.0

The response addresses the prompt by discussing the importance of saving money, but the development of ideas is inconsistent and often confusing. While you present both sides of the argument, the logic is frequently obscured by unclear phrasing, such as the discussion about 'appendages' and the 'other side of the mirror.' The position is ultimately clear, but the supporting arguments are under-developed and lack specific, relevant examples. To improve, focus on structuring your arguments into distinct, well-supported paragraphs rather than mixing contradictory points within the same section. Ensure that your examples directly illustrate your main points rather than creating confusion.

Coherence and Cohesion — Band 5.0

The essay lacks a clear structure. It is written as a single block of text, which makes it difficult to follow the progression of your argument. While you attempt to use cohesive devices like 'Moreover,' 'However,' and 'Subsequently,' they are often used incorrectly or in a way that does not logically connect the ideas. The referencing is frequently unclear, particularly when you use pronouns like 'them' or 'it' without a clear antecedent. To achieve a higher band, you must use paragraphing to separate your introduction, body paragraphs, and conclusion, and ensure that each sentence flows logically from the previous one.

Lexical Resource — Band 5.0

Your vocabulary is limited and often used inaccurately. Words like 'appendages' are used incorrectly in this context, and there are frequent spelling errors such as 'benafical,' 'alredy,' 'Concequencely,' and 'crusial.' You rely on basic vocabulary and struggle to express complex ideas precisely. The phrasing is often unnatural, which occasionally impedes the reader's understanding. To improve, focus on learning the correct spelling of common words and practice using vocabulary in context. Expanding your range of collocations and learning synonyms for common words will help you express your ideas more effectively.

Grammatical Range and Accuracy — Band 5.0

The essay contains frequent grammatical errors that often make the meaning difficult to follow. There are significant issues with sentence structure, including run-on sentences and fragments. Subject-verb agreement and article usage are inconsistent, for example, 'I am not having home' and 'it is harmful as well as benafical.' Punctuation is also problematic, with many missing spaces after commas and periods. While you attempt some complex structures, they are rarely error-free. To improve, focus on mastering basic sentence construction, ensuring every sentence has a clear subject and verb, and proofreading for punctuation and spelling errors.

See this exact question answered at other band scores — the same prompt compared across bands.

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