Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-08-05

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

In this rapidly growing world, "Today's investment become tomorrow's comfort". Saving money is required for every human, mainly adult persons. I completely agree with this statement because without money people do not able to full fill their all requirements.

To begin with, save money is a part of earn money because if individuals are able to save their money for their bright future then they do not need to take a loan from bank or their relatives. In china, for instance, their parents teach to their children's how to save money for their high profile future. As a result, their child do not suffer from poor time. Moreover, most of the individual want to become financially stable then they save or invest their money in different sectors.

Furthermore, most of the richest person are interested in to invest money so they live best life.

AI examiner evaluation

Task Achievement / Task Response — Band 4.0

The response fails to meet the minimum word count requirement of 250 words, reaching only 144 words. This significantly impacts the development of ideas. While you state your position clearly, the arguments are underdeveloped and lack sufficient detail or examples to fully explore the topic. The prompt asks for an opinion on the importance of saving for young people, but the response remains superficial, providing only brief, repetitive points about financial stability without exploring the broader implications or nuances of the argument. To improve, you must expand your paragraphs with more detailed explanations and specific, relevant examples.

Coherence and Cohesion — Band 5.0

The essay is organized into short paragraphs, which is a positive start. However, the progression of ideas is limited due to the brevity of the text. Cohesive devices are used, such as 'To begin with', 'Moreover', and 'Furthermore', but they are sometimes used mechanically or inappropriately, such as the transition into the final sentence. Referencing is occasionally unclear, and the logical flow between sentences is hindered by the lack of depth in your arguments. To improve, focus on linking your ideas more fluidly and ensuring that each paragraph develops a single, clear central theme.

Lexical Resource — Band 5.0

The vocabulary is basic and repetitive, which limits your ability to convey complex ideas. There are several errors in word choice and collocation, such as 'full fill their all requirements' instead of 'fulfill all their requirements' and 'save money is a part of earn money'. The range of vocabulary is insufficient to demonstrate the flexibility required for higher bands. To improve, try to incorporate more precise academic vocabulary and collocations related to finance and personal development, and ensure you use words in their correct grammatical form.

Grammatical Range and Accuracy — Band 5.0

There are frequent grammatical errors throughout the text that occasionally impede communication. Examples include 'Today's investment become' (subject-verb agreement), 'people do not able to' (missing auxiliary verb), and 'their child do not suffer' (plural/singular mismatch). The sentence structures are mostly simple, with limited attempts at complex sentences. The errors in basic grammar, such as verb forms and pluralization, are persistent. To improve, focus on mastering basic sentence construction, subject-verb agreement, and the correct use of auxiliary verbs before attempting more complex structures.

See this exact question answered at other band scores — the same prompt compared across bands.

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