Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-08-05
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
In the modern era, saving money is the major part of our daily lives. Many individuals and teenagers ignore this kind of habit, they face many harsh circumstance in their daily life. From my prepositive, saving money play an vital role in our daily lives and many humans avoided such effectively habits in their routine. This essay will examine, saving money is really beneficial for their future purposes.
On the other hand, the major advantageous of saving money is gaining a chance to improve some bad situation and we have some encourage to phase bad incidents which those happened in our daily lives. Similarly, students those who are going daily in their school, collage and university they have habit to save money and purchased necessary things in their daily routine such as stationary things as as well as electronic devices according to their needs.
On the other hand, the another significant reason is that, especially many households women's, they saves money and whenever they face any bad situation and the lack of money happened in their life, while on that moment they have some good saving and used in their situation. Furthermore, saving money gives positive energy in various situation. For instance, saving money also built our confidence and maintain the good habits in our daily lives.
To sum up, saving money is essential part nowadays for better future, As we know that life is like sinusoidal waves sometimes we were very happy and other side we face some bad circumstances. Moreover, for better future we can do save money and its very effective way for our daily routine.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.0 |
| Coherence and Cohesion | 5.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.0 |
Task Achievement / Task Response — Band 5.0
The response addresses the prompt by discussing the importance of saving money. However, the development of ideas is limited and often repetitive. While you mention students and housewives, the arguments lack depth and clear logical progression. The position is stated in the introduction but is not consistently maintained or explored with sufficient supporting evidence. The essay tends to over-generalize, and the connection between the examples provided and the broader topic of 'saving for the future' is sometimes tenuous. To improve, ensure each paragraph focuses on a distinct, well-explained reason that directly supports your thesis statement.
Coherence and Cohesion — Band 5.0
The essay is organized into paragraphs, but the logical flow is frequently disrupted by awkward phrasing and unclear transitions. While you use some cohesive devices like 'On the other hand' and 'Furthermore', they are often used incorrectly or do not logically connect the preceding and following ideas. For instance, the second paragraph uses 'On the other hand' to introduce a supporting point rather than a contrasting one. Additionally, referencing is sometimes unclear, making it difficult for the reader to follow the progression of your argument. Improving the use of linking words and ensuring each paragraph has a clear topic sentence would enhance coherence.
Lexical Resource — Band 5.0
The vocabulary range is limited and often imprecise. There are several instances of incorrect word choice and collocation, such as 'prepositive' instead of 'perspective', 'phase' instead of 'face', and 'households women's'. These errors occasionally impede the reader's understanding. You rely on basic vocabulary and struggle to use less common lexical items accurately. To reach a higher band, focus on learning collocations (e.g., 'financial security' instead of 'lack of money happened') and ensure you are using words in their correct grammatical context. Expanding your vocabulary related to finance and personal management would be highly beneficial.
Grammatical Range and Accuracy — Band 5.0
The essay contains frequent grammatical errors that affect the clarity of the writing. There are consistent issues with subject-verb agreement (e.g., 'saving money play an vital role'), article usage, and sentence structure. Many sentences are fragmented or run-on, which makes the text difficult to read. While there is an attempt to use complex structures, they are often inaccurate, leading to confusion. To improve, focus on mastering basic sentence construction, ensuring correct verb tenses, and proofreading for common errors like pluralization and preposition usage. Reducing the complexity of your sentences until you have better control over basic grammar will help improve your score.
See this exact question answered at other band scores — the same prompt compared across bands.
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