Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-08-05

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

In the contemporary era, Saving money for upcoming future is essential for everyone regardless of ages factor. As the surge in the inflation, everyone needs to be thrifty which help them to overcome mass expenses. I strongly agree with this statement.

To begin with, as inflation increases day after day everyone need to be vigilant and try to cut their unnecessary expenses to survive in the stagnant economies. Furthermore, this assets can play crucial role to achieves future goals such as have own house or higher studies requires hefty amount of investment so the first step can be taken toward this goals to save money but cut down wasteful expenditures. In addition to this, this habits can help to tackle emergencies. For instance, paying hospital bills when any family member struggling for their life, this funds provides sigh of relief for patients and their caregiver.

Additionally, Government also runs austerity derives to cut their own expenses and facilitates masses so people should learn from this campaign and individually adopt this habit as this is essential and helpful. Moreover, It gives freedom from loan of any other debt as if person have self control and spend money crucially so it can bring happiness and more financial freedom in their lives. For example, just for maintaining social status people heavily rely on loans or different sources which makes their lives more vulnerable

To sum up, i firmly believes that this does not matters if you are young or old or kids, everyone need money to bear expenses. So, having self control of money is essential to spent peaceful and quality life .

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The response addresses all parts of the prompt and maintains a clear position throughout. The ideas are relevant, such as the mention of inflation, emergency funds, and the avoidance of debt. However, the development of these ideas is somewhat limited. For instance, the point about government austerity drives is a bit tangential and not fully connected to the core argument of personal financial management. While the position is clear, the supporting arguments could be more thoroughly extended with more specific examples or deeper analysis to reach a higher band. Overall, the response is relevant and addresses the prompt adequately.

Coherence and Cohesion — Band 6.0

The essay is organized into logical paragraphs, each with a clear focus. Cohesive devices are used, such as 'To begin with', 'Furthermore', and 'In addition to this', which help guide the reader. However, some transitions feel slightly mechanical, and there are instances where the flow is interrupted by awkward phrasing, such as 'this assets can play crucial role'. The referencing is generally clear, but the progression of ideas could be smoother. The paragraphing is appropriate, and the overall structure is coherent enough to follow the writer's argument without difficulty.

Lexical Resource — Band 6.0

The vocabulary is generally adequate for the task, allowing the writer to express their ideas clearly. There are attempts to use less common vocabulary, such as 'stagnant economies', 'vigilant', and 'austerity', which is positive. However, there are several instances of imprecise word choice and collocation errors, such as 'ages factor' instead of 'age groups', 'this habits' instead of 'these habits', and 'spent peaceful' instead of 'spend a peaceful'. While these errors do not impede communication, they indicate a need for more precise control over word forms and collocations.

Grammatical Range and Accuracy — Band 5.5

The essay uses a mix of simple and complex sentence structures. However, there are frequent grammatical errors throughout the text, particularly regarding subject-verb agreement ('everyone need', 'i firmly believes'), article usage ('the surge in the inflation'), and pluralization ('this assets', 'this habits'). While the meaning remains clear, these errors are persistent and occur in both simple and complex sentences. To improve, the writer should focus on proofreading for basic grammatical accuracy, specifically ensuring that subjects and verbs agree and that nouns are correctly pluralized.

See this exact question answered at other band scores — the same prompt compared across bands.

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