Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-08-10
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
Saving is a paramount factor of a monetary management.in contrast, a crucial habit adapted by an individual to achieve financial stability in their lives. While, some questions that, is saving necessary, including youth for their future. I completely agree with the notion and intend to articulate my views in following essay
To commence with, Saving is considered as a crucial topic in the subject of money management. Numerous business owner conclude saving as a significant part of running a successful business. Young people must adapt the habit to saving in their adolescence which ultimately can help them in future. For instance, further higher education, financial support to a family, pursuance of passion and to understand the analytical prospect of money.
Saving can encourage an individual or youth for investing and wealth creation in future. Moreover, saving can also assist the youth to achieve a monetary wisdom and financial stability in future. Further more, young people can release a financial burden from a family by achieving a widom as young age
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 4.0 |
| Coherence and Cohesion | 5.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.0 |
Task Achievement / Task Response — Band 4.0
The response fails to meet the minimum word count requirement of 250 words, reaching only 170 words. This significantly impacts the development of ideas. While you state your position clearly in the introduction, the supporting arguments are underdeveloped and repetitive. For example, the points regarding 'higher education' and 'pursuance of passion' are listed but not explained or linked back to the prompt in a meaningful way. To improve, you must expand on your points with specific examples and ensure you reach the required length to allow for a full discussion of the topic.
Coherence and Cohesion — Band 5.0
The essay shows some attempt at logical organization, with an introduction and body paragraphs. However, the use of cohesive devices is often mechanical or incorrect. For instance, starting a sentence with 'In contrast' when it does not follow a contrasting idea, or using 'While' incorrectly at the start of a sentence, disrupts the flow. Paragraphing is present but the ideas within the paragraphs lack a clear progression, making the text feel disjointed. Improving the use of linking words and ensuring each paragraph has a clear topic sentence would enhance the overall coherence.
Lexical Resource — Band 5.0
Your vocabulary is somewhat limited and there are frequent errors in word choice and collocation. Phrases like 'monetary management' and 'monetary wisdom' are slightly unnatural in this context. You also struggle with word forms, such as 'adapt the habit to saving' (should be 'adopt the habit of saving'). While you attempt to use some academic vocabulary, the inaccuracies occasionally impede the reader's understanding. To reach a higher band, focus on learning common collocations and using more precise terminology for financial concepts.
Grammatical Range and Accuracy — Band 5.0
The essay contains a high frequency of grammatical errors, including sentence fragments and incorrect punctuation. For example, 'Saving is a paramount factor of a monetary management.in contrast, a crucial habit...' contains a fragment and a missing space after the period. There are also issues with subject-verb agreement and article usage throughout the text. While you attempt some complex structures, they are often faulty, which limits your ability to convey ideas clearly. Focusing on basic sentence construction and proofreading for punctuation errors is essential for improvement.
See this exact question answered at other band scores — the same prompt compared across bands.
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