Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-08-12

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It is widely believed that money is an crucial thing it should be used wisely not only teenagers but also adult. Although, it helps in every aspects of daily life and most for up coming generation. I strongly agree with statements. I will elaborate my point of view in the following paragraphs.

In today's modern era, the individuals are spending money in various places, moreover, it should be saved either cash or bank FD. It helps not only worst time but also normal time. subsequently, productive saving help to archive huge dreams. However, because of sufficient fund a person can buy daily necessity items. Further, preserving money helps in various sectors such hospital, buying home and building an accomplished business. One of biggest benefits is land, the rates of lands are increasing throughout the period .For instance, I have seen several individuals who preserve their land and the rate of land is escalated over the time.

In contrast, money should be spent in various ways such as traveling, parties and education purposes because all are them are necessary. Moreover, luxuries life are very crucial for human there is only one born and it should be levied. future is only predictable there is no need to preserve money because today is everything . For instance, I had seen several citizens preserve money but still they could not use it properly.

In summary, the currency is an important part of life and it makes dream true. large number of money helps up coming circumstance, however, Money should be used for practical and daily items.

AI examiner evaluation

Task Achievement / Task Response — Band 5.5

The response addresses the prompt by taking a clear position, but the development of ideas is inconsistent. While you mention the importance of saving, the second body paragraph introduces a contradictory argument about spending money on luxuries, which weakens your initial stance. The ideas are often presented as lists rather than being fully extended or supported with logical reasoning. For example, the mention of 'land' is a good start, but the explanation of why it is a superior investment is underdeveloped. To improve, ensure that every paragraph directly supports your thesis and provides a clear, logical progression of thought rather than shifting focus mid-essay.

Coherence and Cohesion — Band 5.5

The essay is organised into paragraphs, but the logical flow is frequently interrupted by awkward transitions and unclear referencing. Phrases like 'subsequently' and 'further' are used mechanically and often do not fit the context of the sentences. The connection between ideas within paragraphs is weak, making it difficult for the reader to follow your argument. For instance, the transition from discussing saving to the counter-argument about spending is abrupt. Using a wider range of cohesive devices more naturally and ensuring that each paragraph has a clear topic sentence would significantly improve the coherence of your writing.

Lexical Resource — Band 5.0

The vocabulary is generally limited and repetitive. You rely on basic terms such as 'money', 'things', and 'important', which restricts your ability to express complex ideas precisely. There are also several instances of incorrect word choice and collocation, such as 'an crucial thing', 'archive huge dreams' (likely meaning 'achieve'), and 'levied' (used incorrectly in the context of enjoying life). To reach a higher band, you should focus on learning topic-specific collocations and synonyms. Expanding your range to include more academic vocabulary will help you convey your arguments with greater clarity and sophistication.

Grammatical Range and Accuracy — Band 5.0

The essay contains frequent grammatical errors that occasionally impede communication. There are consistent issues with article usage ('an crucial', 'the individuals'), subject-verb agreement, and sentence structure. For example, 'most for up coming generation' is grammatically incomplete, and 'there is only one born' is an unnatural phrasing. While you attempt some complex structures, they are often faulty or contain errors. To improve, focus on mastering basic sentence construction and proofreading for common errors like pluralisation and verb tense consistency. Reducing the frequency of these errors is essential for achieving a higher score.

See this exact question answered at other band scores — the same prompt compared across bands.

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