Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-08-14

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It has been observed that money is an important for both, not only teenagers but also adults. Although, money is precious resources it should be used wisely. I strongly agree with this statements. I will elaborates my point of view with valid reasons and appropriate examples.

The fundamental reason for my inclination is that, the money is becoming increasingly main need of humans throughout the world. Moreover, it helps in the every aspects of daily life. Both junior citizens and senior citizens should be saved money for up coming days. However, money can be preserved in the various places such as bank, locker and Treasure chest including bank (FD) fix deposit, having bank FD helps for future goals and main thing the value of currency accelerates throughout the period. Nevertheless, during school days whether children preserve money so it helps them for buying study materials and they become Self-reliant. For Instance, I have seen several human that they buy gold, home and luxurise cars for their own saving.

However, It is not overlooked that, the money should be spent in daily necessity. individuals should complete small dreams of their household through help of the money. subsequently, young generation have fewer responsibilities, such as gold loan, house loan and mortgage so all debts should be paid on time. For instance, Whenever a person purchases a car, they may spend all their money on that particular thing.

To sum up, Although saving money is important for securing a stable future. I believe that people particularly young individuals, should also preserve money for up coming generation.

AI examiner evaluation

Task Achievement / Task Response — Band 5.5

The response addresses the prompt by agreeing with the importance of saving money. However, the development of ideas is inconsistent. While the essay mentions saving for future goals and self-reliance, the arguments are often disjointed or unclear, such as the confusing reference to 'gold loan' and 'mortgage' in the context of young people's responsibilities. The position is clear, but the supporting points lack depth and logical progression, often relying on lists rather than cohesive arguments. Some parts, like the mention of 'Treasure chest', are irrelevant to the topic of financial planning.

Coherence and Cohesion — Band 5.5

The essay is organised into paragraphs, but the flow between and within them is frequently disrupted by awkward phrasing and mechanical use of cohesive devices. For example, the transition 'Nevertheless, during school days...' does not logically follow the previous sentence. Referencing is sometimes unclear, such as the use of 'they' in 'I have seen several human that they buy gold', which lacks a clear antecedent. While there is an attempt to use linking words, they are often used incorrectly or in a way that makes the text difficult to follow.

Lexical Resource — Band 5.0

The vocabulary is limited and often imprecise. There are frequent errors in word choice and collocation, such as 'money is becoming increasingly main need', 'junior citizens', and 'luxurise cars'. The student attempts to use more formal vocabulary (e.g., 'accelerates', 'inclination'), but these are often used in contexts that do not make sense. The repetition of basic terms like 'money' and 'bank' indicates a restricted range that prevents the expression of more nuanced ideas.

Grammatical Range and Accuracy — Band 5.0

The essay contains frequent grammatical errors that occasionally impede communication. There are persistent issues with subject-verb agreement ('money is an important', 'I will elaborates'), article usage ('the money is becoming'), and sentence structure. Many sentences are fragmented or run-on, such as 'Although, money is precious resources it should be used wisely.' While there is an attempt at complex structures, these are often inaccurate, leading to a lack of control over grammar and punctuation throughout the response.

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