Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-08-15
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
IT is significant for everybody also learner to save some money for the upcoming life.
From my prospective I totally agree to same money also learner because nobody knows when the bad situation is coming I am not saying learner should saving all the money but little only save for upcoming things.
As a learner our responsibility to always thought about big things and always support our parents and doing hardworking so if we save little amount of money we are applying in something for useful things so many of things is like as we are growing so saving little helps in small things.
As I save money which I collect in festivals so that money is used in purchasing the ielts coarse in this way we are going to use our money as we can see that saving money is playing a great role in life it make a habit of saving and doing better for upconing things so in this way we manage the money and fulfill our needs as in this way I also saving and fulfilling my needs when my parents in not available at the moment or any difficulty things in this way we always saving some little amount as we can see that saving a little amount of money is going to take a part in some of life in this way we are going to take a little amount of money.
Conclude: In this way it is crucial for everyone as well as learner to save money for the upcoming life.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.0 |
| Coherence and Cohesion | 5.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 4.5 |
| Overall | 5.0 |
Task Achievement / Task Response — Band 5.0
The response addresses the prompt by agreeing with the importance of saving money. However, the development of ideas is limited and repetitive. While you mention the benefit of saving for 'upcoming things' and 'purchasing the ielts coarse', the arguments lack depth and clear structure. The ideas are presented in a somewhat circular manner, and the explanation of why young people should save is not fully explored beyond basic personal anecdotes. To improve, you should aim to provide more distinct, well-supported reasons, such as financial independence or preparation for emergencies, and ensure each paragraph focuses on a clear, developed point.
Coherence and Cohesion — Band 5.0
The essay lacks a clear paragraph structure, which makes it difficult to follow the progression of ideas. The text is essentially one long block of sentences, which hinders readability. Cohesive devices are used in a very mechanical and repetitive way, such as the frequent use of 'in this way' and 'as we can see'. There is a lack of logical transitions between sentences, and the overall organization is weak. To improve, you should use clear paragraphing to separate your introduction, body paragraphs, and conclusion, and use a wider variety of linking words to connect your ideas more naturally.
Lexical Resource — Band 5.0
The vocabulary is quite basic and repetitive, which limits your ability to express complex ideas. Phrases like 'bad situation', 'useful things', and 'little amount of money' are used repeatedly. There are also errors in word choice, such as 'learner' used to refer to young people, and 'upcoming life' instead of 'future'. The range of vocabulary is insufficient to demonstrate the flexibility required for higher bands. To improve, focus on learning synonyms and collocations related to finance and personal development, and try to avoid repeating the same phrases throughout your writing.
Grammatical Range and Accuracy — Band 4.5
The essay contains frequent grammatical errors that often impede communication. There are issues with subject-verb agreement (e.g., 'our responsibility to always thought'), sentence fragments, and awkward phrasing (e.g., 'when my parents in not available'). The sentence structures are mostly simple or poorly constructed, with very few attempts at complex sentences. Punctuation is also inconsistent, with run-on sentences that lack proper conjunctions or full stops. To improve, focus on mastering basic sentence construction, ensuring subjects and verbs agree, and practicing the correct use of tenses and prepositions.
See this exact question answered at other band scores — the same prompt compared across bands.
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