Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-08-16

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

The issue of whether saving money for a young man is essential for financial stability. I completely agree with this statement young people should develop this habit early in life.

One of the main reasons why are strongly support because youngster financial independence and any difficulties in life and unexpected expenses and future goals, emergencies such as medical issues and job lose can happen any time and save money can help individuals. For instance, a young adult can save pocket money or part-time jobs earnings to rely on during difficult times.

Another reason i firmly believe saving money teaches youngsters valuable life skills such as budgeting, patience, and responsibility. When teenagers learn to manage their high school and college due and pay easily own or start a small business can help financially strong without relaying heavily on loans or family supports.

In contrast, while there are argument i firmly believe that saving money is a good habit that encouraged teenagers as it provides financial stabilities and important life skills for their future.

AI examiner evaluation

Task Achievement / Task Response — Band 5.0

The response fails to meet the minimum word count requirement of 250 words, reaching only 172 words. This significantly impacts the development of ideas, as the arguments remain underdeveloped and lack sufficient detail or illustrative examples. While you clearly state your position in the introduction, the supporting points are brief and lack the depth required for a higher band. To improve, you must expand on your arguments by providing more detailed explanations and concrete examples, ensuring that each paragraph is fully developed to meet the length requirement.

Coherence and Cohesion — Band 5.5

The essay is organized into paragraphs, which is a positive step. However, the logical progression is hindered by the brevity of the content. Cohesive devices are used, such as 'One of the main reasons' and 'Another reason', but they are somewhat mechanical. The transition between ideas is sometimes abrupt, and the concluding paragraph is repetitive and does not effectively summarize the main points. Improving the use of linking words and ensuring a smoother flow between sentences would enhance the overall coherence of your writing.

Lexical Resource — Band 5.5

The vocabulary is generally adequate for the task but lacks the range and precision expected at higher levels. You use basic terms like 'good habit' and 'difficult times', which are repetitive. There are also some errors in word choice and collocation, such as 'job lose' (should be 'job loss') and 'financially strong' (should be 'financially stable'). To achieve a higher band, you should aim to incorporate more sophisticated vocabulary and idiomatic expressions related to finance and personal development.

Grammatical Range and Accuracy — Band 5.0

The essay contains a mix of simple and complex sentence structures, but there are frequent grammatical errors that occasionally impede clarity. For example, 'why are strongly support' is grammatically incorrect, and 'there are argument' lacks proper pluralization. Additionally, there are issues with sentence fragments and missing articles. To improve, focus on subject-verb agreement, correct verb forms, and ensuring that your sentences are complete and grammatically sound. Proofreading for basic errors like 'i' instead of 'I' is also essential.

See this exact question answered at other band scores — the same prompt compared across bands.

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