Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-08-17

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

The money is significant role in easily survive life. The young people have been save a capital for forthcoming security. I strongly agree with this statement. This view have been provided a financial security and help prepare to major expenses.

To begin with , The money is pivatol role in our life. The young people have been save money especially younger age. In younger person who give a abilities for a save budget . In todays society , financial stability has become increasingly important. Firstly , save a money can provide a financial stability especially unexpected situations. People an suddenly managed for money and a provided to time to time treatments. For example , Young people have a save fund due to their job, while , any unexpected reason occur. Due to suspended this job, at the time they can be survival in your life.

Secondly , saving a money an early age to help to achieved a long term in forthcoming goals. Nowadays , people are required buying a car , a house or any property purchased from save funds. Consequently , Adolescent who started a saving early due to their financially independent.

On other hand , some people can be saving a fund for early age to this people are distract in goals , achievements , personal development as well as only focus on the save money . Another they have not a enought quality time spend with family or friends .

To conclusion , Adolescents have been a saved money as well as completed to our goals. Because this age have been mordanity . In this age our life is lived for fully our expectation.

AI examiner evaluation

CriterionBand
Task Achievement / Task Response5.5
Coherence and Cohesion5.0
Lexical Resource5.0
Grammatical Range and Accuracy4.5
Overall5.0

Task Achievement / Task Response — Band 5.5

The essay addresses the prompt by expressing a clear position in favor of saving money. However, the development of ideas is inconsistent. While the first body paragraph attempts to explain the benefit of financial stability during emergencies, the language is often unclear, making the argument difficult to follow. The second paragraph touches on long-term goals like buying property, but the reasoning remains superficial. The counter-argument in the third paragraph is relevant but lacks depth. Overall, the response addresses all parts of the task, but the ideas are not fully developed or supported with clear, logical examples, which limits the score.

Coherence and Cohesion — Band 5.0

The essay is organized into paragraphs, which is a positive feature. However, the progression of ideas is often disjointed due to significant grammatical and lexical errors. Cohesive devices are used, such as 'To begin with,' 'Secondly,' and 'On other hand,' but they are often applied mechanically or incorrectly. Referencing is sometimes unclear, and the flow between sentences is frequently interrupted by awkward phrasing. While there is an attempt at a logical structure, the lack of control over cohesive links and paragraph internal logic prevents a higher score.

Lexical Resource — Band 5.0

The vocabulary is quite limited and repetitive. There are frequent errors in word choice and collocation, such as 'save a capital,' 'pivatol role,' and 'save a money.' The student struggles to use precise terminology, often relying on basic words or misusing them in context. Some phrases are unintelligible, such as 'People an suddenly managed for money.' The range is insufficient to express complex ideas accurately, and the persistent errors in word formation and collocation significantly impede the reader's understanding.

Grammatical Range and Accuracy — Band 4.5

The essay contains frequent grammatical errors that affect the clarity of the message. There are consistent issues with subject-verb agreement (e.g., 'The money is significant role'), article usage, and verb tense (e.g., 'The young people have been save'). Sentence structures are mostly simple or contain errors when attempting complexity. Punctuation is also problematic, with unnecessary spaces before commas and inconsistent capitalization. While the meaning can generally be inferred, the high frequency of errors in basic grammar structures is a major barrier to effective communication.

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