Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-08-17

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

The importance of everyone including the young people saving money for their future is enormous. I completely agree with this view because this makes them self-reliant and prepares for any future uncertainties and obstacles.

One of the major advantages of securing money for future is that it makes one self dependent. people understand the importance of money from a very early age and consequently do not overspend on anything as people who save money usually have a budget allocated for savings. Additionally, it gives people a sense of freedom and can walk away from something which is disrespectful. Moreover, they get to spend the money on their interest without putting financial pressure on their parents.

Another positive aspect of saving money for the future is, people can invest the money on emergency situations as life is very uncertain and anything can happen to anyone whether its a major hearth issue or for close ones. In addition to that, loss in business or termination from job can occur without any alert and so if there's a money saved all along, it gives them additional time and comfort to overcome such situations. For example, many lost their jobs during the Covid-19 pandemic. However, those who had saved dealt with the unemployment better with many starting online businesses with that money. By the time the situation got better, the businesses flourished, leaving them with more profitability. Therefore, saving for the future is important.

In conclusion, it is necessary for all including the young people as well to save money for the future as it makes them get ready for the uncertain situations in the future and self-reliant.

AI examiner evaluation

Task Achievement / Task Response — Band 6.5

The response addresses all parts of the prompt and maintains a clear position throughout. You have provided relevant arguments regarding self-reliance and financial security during emergencies. The example of the Covid-19 pandemic is well-integrated and supports your argument effectively. To reach a higher band, ensure that your ideas are fully extended; for instance, the point about 'freedom' is mentioned but could be elaborated upon with more depth to demonstrate a more sophisticated level of argumentation. Overall, the response is well-focused and directly answers the question.

Coherence and Cohesion — Band 6.0

The essay is logically organized with a clear introduction, body paragraphs, and a conclusion. You use cohesive devices such as 'Additionally', 'Moreover', and 'In addition to that' to link ideas. However, some transitions feel slightly mechanical or repetitive. Paragraphing is used appropriately to separate distinct ideas. To improve, try to vary your linking phrases and ensure that the progression between sentences is smoother, as some connections feel a bit abrupt. The referencing is generally clear, though occasional minor adjustments would enhance the flow.

Lexical Resource — Band 6.0

You demonstrate an adequate range of vocabulary for the task, using terms like 'self-reliant', 'uncertainties', and 'flourished'. There are some minor inaccuracies in word choice, such as 'securing money' (which is slightly unnatural in this context) and 'hearth issue' (a spelling error for 'health'). While you attempt to use less common vocabulary, the control is not always precise. To achieve a higher score, focus on more natural collocations and ensure that your vocabulary choices are consistently accurate and appropriate for an academic context.

Grammatical Range and Accuracy — Band 6.0

You use a mix of simple and complex sentence structures. While many sentences are clear, there are several grammatical errors, such as 'anything can happen to anyone whether its a major hearth issue' (missing punctuation and spelling error) and 'if there's a money saved' (incorrect article usage). These errors do not impede communication, but they occur frequently enough to prevent a higher score. To improve, pay closer attention to subject-verb agreement, article usage, and punctuation, particularly with complex sentences.

See this exact question answered at other band scores — the same prompt compared across bands.

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